Pinegrove Mortgages Limited

Reference number: 496798

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Advance Mortgage Funding Limited Reference number: 305008 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Pinegrove Mortgages Limited (FRN 496798) is an AR of Advance Mortgage Funding Limited (FRN 305008). When you use Pinegrove Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Pinegrove Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01932 843739

  • Address

    The Old Engineering Works, 47 Queens Road, Weybridge, KT13 9UH, United Kingdom

In the full report: 2 background checks

  • What kind of line 01932 843739 is
  • Who else gives the postcode KT13 9UH
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Pinegrove Mortgages Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Advance Mortgage Funding Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company number
08200523
Company status
Active
Company type
Private limited company
Incorporated
4 September 2012 (14 years old)
Registered office
The Old Engineering Works, 47 Queens Road, Weybridge, KT13 9UH, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Lais Carla Higson Director Dec 1974 4 Sep 2012 None
Thomas Alan Higson Director Nov 1977 4 Sep 2012 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Total equity

£652

−94% from £10.3k

Cash at bank

£32.7k

−32% from £47.8k

Employees (average)

2

Same as 2

Owed within a year

£34.3k

−15% from £40.5k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08200523. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Pinegrove Mortgages’s history from the FCA register and Companies House, newest first.

2016

4 September 2016

  • Lais Carla Higson became a part-owner (25–50% of shares)
  • Thomas Alan Higson became a part-owner (25–50% of shares)

Companies House

2012

19 December 2012

  • Changed its registered name from "Pinegrove Mortgages"

FCA register

4 September 2012

  • Incorporated at Companies House
  • Lais Carla Higson appointed as a director
  • Thomas Alan Higson appointed as a director

Companies House

2009

24 February 2009

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Pinegrove Mortgages

Other FCA-listed firms that share a director, phone number or address with Pinegrove Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Pinegrove Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Weybridge

Laura SheargoldWeybridgeAppointed representativeMark MacKenzieWeybridgeAuthorisedNoms Financial Solutions LtdWeybridgeAuthorisedP10 Financial LtdWeybridgeAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pinegrove Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 7 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Pinegrove Mortgages Limited FCA authorised?
Pinegrove Mortgages Limited (FRN 496798) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Pinegrove Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Pinegrove Mortgages Limited (FRN 496798) is an AR of Advance Mortgage Funding Limited (FRN 305008). When you use Pinegrove Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Pinegrove Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Pinegrove Mortgages’ phone number?
The FCA register lists the phone number 01932 843739 for Pinegrove Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Pinegrove Mortgages a scam or clone?
Pinegrove Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pinegrove Mortgages?
Protection works through Advance Mortgage Funding Limited, the principal firm responsible for Pinegrove Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Pinegrove Mortgages?
Companies House lists 2 people with significant control of Pinegrove Mortgages: Mr Thomas Alan Higson (25–50% of shares) and Mrs Lais Carla Higson (25–50% of shares).
Who runs Pinegrove Mortgages?
Companies House lists 2 directors of Pinegrove Mortgages: Lais Carla Higson and Thomas Alan Higson.
How long has Pinegrove Mortgages been in business?
The company was formed on 4 September 2012.
What do Pinegrove Mortgages’ latest accounts show?
Its latest accounts, to 30 September 2025, show total equity of £652 (−94% from £10.3k) and cash at bank of £32.7k (−32% from £47.8k).
Does Pinegrove Mortgages use any other names?
It has previously used the name Pinegrove Mortgages.

Sources and links

The full report on Pinegrove Mortgages Limited

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