Lenderhive Limited

Reference number: 1026168

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Lenderhive Limited (FRN 1026168) introduces customers to Rosemount Financial Solutions (IFA) Limited (FRN 535515). Any regulated advice or arranging is done by the principal, not Lenderhive.
  • Example: if Lenderhive refers you to a financial adviser, the advice should come from the principal firm, not from Lenderhive itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07816 448861

  • Address

    124 City Road, London, Islington, EC1V 2NX, United Kingdom

In the full report: 2 background checks, 1 thing worth a closer look

  • What kind of line 07816 448861 is
  • Whether EC1V 2NX is a shared office: 214 other firms give it
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Rosemount Financial Solutions (IFA) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
17 October 2022 (4 years old)
Registered office
124 City Road, London, EC1V 2NX, United Kingdom
Nature of business
  • Business and domestic software development (SIC 62012)

Directors and company secretaries

Name Role Born Appointed Other companies
James Patrick Armitage Director Oct 1977 17 Oct 2022 6 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
4
still active
2

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 October 2025Micro-entity accountsNot audited

Net assets

−£194k

Down £70.9k from −£123k

Employees (average)

1

Same as 1

Owed within a year

£195k

+62% from £120k

Net assets are negative: on its last balance sheet the company owed £194k more than it owned.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14421876. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Lenderhive’s history from the FCA register and Companies House, newest first.

2025

6 March 2025

  • Became an introducer appointed representative

FCA register

2022

17 October 2022

  • Incorporated at Companies House
  • James Patrick Armitage took control (75–100% of shares)

Companies House

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
  • Every director appointment and resignation: 3
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Firms like Lenderhive

Other firms of the same type (financial adviser), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lenderhive

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 2 background checks on its contact details, 1 flagged
  • All 6 events in its history

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Frequently asked questions about this firm

Is Lenderhive Limited FCA authorised?
Lenderhive Limited (FRN 1026168) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Lenderhive?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Lenderhive Limited (FRN 1026168) introduces customers to Rosemount Financial Solutions (IFA) Limited (FRN 535515). Any regulated advice or arranging is done by the principal, not Lenderhive. Example: if Lenderhive refers you to a financial adviser, the advice should come from the principal firm, not from Lenderhive itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Lenderhive’s phone number?
The FCA register lists the phone number 07816 448861 for Lenderhive. If you were given different contact details, use these to check with the firm before going any further.
Is Lenderhive a scam or clone?
Lenderhive is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lenderhive?
Protection works through Rosemount Financial Solutions (IFA) Limited, the principal firm responsible for Lenderhive's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Lenderhive?
Companies House lists one person with significant control of Lenderhive: James Patrick Armitage (75–100% of shares).
Who runs Lenderhive?
Companies House lists one director of Lenderhive: James Patrick Armitage.
How long has Lenderhive been in business?
The company was formed on 17 October 2022.
What do Lenderhive’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of −£194k (down £70.9k from −£123k).

Sources and links

The full report on Lenderhive Limited

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