Life & Legacy Wealth Management

Reference number: 917224

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Life & Legacy Wealth Management (FRN 917224) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Life & Legacy Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Life & Legacy Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When lifeandlegacywm.co.uk first appeared online, and whether it can receive email
  • What kind of line 07813 828343 is
  • Who else gives the postcode CF10 3FD
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Minaz Kasmani Former name
  • Life and Legacy Wealth Management Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Life & Legacy Wealth Management’s history from the FCA register and Companies House, newest first.

2024

6 September 2024

  • Changed its registered name from "Minaz Kasmani"
  • Stopped trading as "Life and Legacy Wealth Management"

FCA register

2019

21 November 2019

  • Became an appointed representative
  • Began trading as "Life and Legacy Wealth Management"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Life & Legacy Wealth Management

Other firms of the same type (financial adviser), nearest first.

In Cardiff

Abram Partnership LtdCardiffAppointed representativeAdam Hughes Wealth Management LtdCardiffAppointed representativeAndrew PrattCardiffAppointed representativeAndrew VarleyCardiffAppointed representativeBen PerkinsCardiffAppointed representativeBen StringerCardiffAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Life & Legacy Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Life & Legacy Wealth Management FCA authorised?
Life & Legacy Wealth Management (FRN 917224) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Life & Legacy Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Life & Legacy Wealth Management (FRN 917224) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Life & Legacy Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Life & Legacy Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Life & Legacy Wealth Management’s phone number and website?
The FCA register lists the phone number 07813 828343 and the website lifeandlegacywm.co.uk for Life & Legacy Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is Life & Legacy Wealth Management a scam or clone?
Life & Legacy Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Life & Legacy Wealth Management?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Life & Legacy Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Life & Legacy Wealth Management use any other names?
It has previously used 2 other names: Minaz Kasmani and Life and Legacy Wealth Management.

Sources and links

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