Lighthouse Advisory Services Limited

Reference number: 195199

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When quilter.com first appeared online, and whether it can receive email
  • What kind of line 020 7562 5800 is, and the 5 other firms that give it
  • Whether EC4V 4AB is a shared office: 32 other firms give it
Instant PDF download
Other names (9)

If you were contacted under any of these names, it is this firm.

  • Lighthouse Financial Solutions Trading name
  • Lighthouse Group Financial Solutions Trading name
  • Quilter Trading name
  • Berkeley Wodehouse Associates Limited Former name
  • LighthouseXpress Limited Former name
  • George Ognibeni Wealth Management Former trading name
  • Lighthouse Mortgage and Protection Solutions Former trading name
  • Lighthouse Pensions Help Former trading name
  • MHA MacIntyre Hudson Mortgage Solutions Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (14 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action

FCA action

action
1
most recent
May 2023
  • Publicly censured on 15 May 2023
    This Final Notice refers to a breach of Principle 9 (customers: relationships of trust) related to the provision of unsuitable defined benefit pension transfer advice in the pensions sector. Our view is that a public censure should be imposed.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04086645
Company status
Active
Company type
Private limited company
Incorporated
4 October 2000 (26 years old)
Registered office
Senator House, 85 Queen Victoria Street, London, EC4V 4AB, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Stephen Charles Gazard Director Jul 1976 3 Jul 2020 52 other companies
Stuart James Geard Director May 1974 1 Jun 2024 34 other companies
QUILTER COSEC SERVICES LIMITED Corporate secretary Not published 3 Oct 2019 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
71
closed down
36
went insolvent
7

In the full report: all 71 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • The 7 that went into liquidation or administration
  • The 15 on the FCA register
  • The 15 companies these 2 directors run together
  • All 21 people who have ever been directors, with their dates
Instant PDF download

Key dates in its history

Lighthouse Advisory Services’s history from the FCA register and Companies House, newest first.

Key events (11) All events (66)

2025

28 October 2025

  • Lighthouse Group Limited gave up control
  • Quilter Financial Planning Limited took control (75–100% of shares)

Companies House

2023

15 May 2023

  • FCA action: Publicly censured

FCA register

2016

30 June 2016

  • Lighthouse Group Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2011

31 March 2011

  • Changed its registered name from "LighthouseXpress Limited"

FCA register

2005

2 November 2005

  • Changed its registered name from "Berkeley Wodehouse Associates Limited"

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

6 March 2001

  • Regulated by the Personal Investment Authority from this date

FCA register

2000

4 October 2000

  • Incorporated at Companies House

Companies House

In the full report: all 66 events

  • All 66 events in its history (11 shown here)
  • Every director appointment and resignation: 40
Instant PDF download

Firms connected to Lighthouse Advisory Services

Other FCA-listed firms that share a director, phone number or address with Lighthouse Advisory Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
12
share a director
12
share its phone number
5

In the full report: all 12 connected firms, named

  • How each is linked: shared directors (12), the same phone number (5), the same postcode (9)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Lighthouse Advisory Services

Other firms of the same type (financial adviser), nearest first.

In London

Ernst & Young LLPLondonAuthorisedGallagher (Administration & Investment) LimitedLondonAuthorisedGallagher Risk & Reward LimitedLondonAuthorisedKroll Securities LtdLondonAuthorisedCambridge Mercantile Risk Management (UK) LtdLondonAuthorisedCapita Pension Solutions LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lighthouse Advisory Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 71 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 66 events in its history
  • 12 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Lighthouse Advisory Services Limited FCA authorised?
Yes, Lighthouse Advisory Services Limited (FRN 195199) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Lighthouse Advisory Services’ phone number and website?
The FCA register lists the phone number 020 7562 5800 and the website quilter.com for Lighthouse Advisory Services. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 5 other FCA firms.
Is Lighthouse Advisory Services a scam or clone?
Lighthouse Advisory Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lighthouse Advisory Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Lighthouse Advisory Services to the Financial Ombudsman Service, free of charge.
Who owns Lighthouse Advisory Services?
Lighthouse Advisory Services is owned by Quilter Financial Planning Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 28 October 2025. Before that, it was controlled by Lighthouse Group Limited.
Who runs Lighthouse Advisory Services?
Companies House lists 2 directors of Lighthouse Advisory Services: Stephen Charles Gazard and Stuart James Geard.
How long has Lighthouse Advisory Services been in business?
The company was formed on 4 October 2000, and has held its current FCA authorisation since December 2001.
Has the FCA taken action against Lighthouse Advisory Services?
Yes. The FCA register records 1 public censure in 2023. The details are in the disciplinary section above, with links to the FCA's notices.
Does Lighthouse Advisory Services use any other names?
It trades as Lighthouse Financial Solutions, Lighthouse Group Financial Solutions and Quilter. It has previously used 6 other names, including Berkeley Wodehouse Associates Limited, LighthouseXpress Limited and George Ognibeni Wealth Management.

Sources and links

The full report on Lighthouse Advisory Services Limited

£19.99 · Instant PDF download

Loading secure checkout…