Linear Mortgage Network Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 21 years
Protected through the principal
No FCA actions
Active company since 2004
Accounts are overdue at Companies House

Responsible principal firm

Openwork Limited Reference number: 408285 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Linear Mortgage Network Limited (FRN 408392) is an AR of Openwork Limited (FRN 408285). When you use Linear Mortgage Network's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Linear Mortgage Network, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

0333 240 1101
Address

Ground Floor, 3700 Parkside, Birmingham Business Park, Birmingham, Solihull, B37 7YT, United Kingdom

In the full report: 2 background checks

What kind of line 0333 240 1101 is, and the other firm that gives it
Who else gives the postcode B37 7YT

Other names (39)

If you were contacted under any of these names, it is this firm.

Dunstable Mortgage Advice Centre Trading name: A name it trades under now.
Geffi Financials Trading name: A name it trades under now.
lifeinsurancecoveronline.co.uk Trading name: A name it trades under now.
Linear Financial Solutions Trading name: A name it trades under now.
Mansfield Mortgages & Protection Trading name: A name it trades under now.
mortgage-helper.co.uk Trading name: A name it trades under now.
need-a-mortgage.co.uk Trading name: A name it trades under now.
Sally Hall Financial Trading name: A name it trades under now.
Linear Mortgage Network Ltd Former name: A name it was registered under before.
AHC Mortgages Former trading name: A name it used to trade under.
AM Mortgage Solutions Former trading name: A name it used to trade under.
Astute Mortgages Former trading name: A name it used to trade under.
Bluestone Mortgage Solutions Former trading name: A name it used to trade under.
DBS Financial Solutions Former trading name: A name it used to trade under.
Diane Wright Financial Services Former trading name: A name it used to trade under.
Harper Financial Services Former trading name: A name it used to trade under.
Heritage Mortgages Former trading name: A name it used to trade under.
KAG Financial Former trading name: A name it used to trade under.
Linear New Homes Former trading name: A name it used to trade under.
Linear Overseas Former trading name: A name it used to trade under.
Linear Wealth Management Former trading name: A name it used to trade under.
Little Nest Former trading name: A name it used to trade under.
LTW Finance Former trading name: A name it used to trade under.
Many Hands Former trading name: A name it used to trade under.
Many Hands Mortgages Former trading name: A name it used to trade under.
Mbroker Former trading name: A name it used to trade under.
McKinnon Mortgages Former trading name: A name it used to trade under.
Michelle's Mortgage Solutions Former trading name: A name it used to trade under.
Mortgagechoiceuk Former trading name: A name it used to trade under.
Mortgage To Home Former trading name: A name it used to trade under.
Native Mortgages Former trading name: A name it used to trade under.
Next Steps FS Former trading name: A name it used to trade under.
Redditch Mortgage Advice Former trading name: A name it used to trade under.
Sterling Mortgage Advice Former trading name: A name it used to trade under.
Swan Mortgages Former trading name: A name it used to trade under.
The Financial Hub Former trading name: A name it used to trade under.
The Mortgage Maestro Former trading name: A name it used to trade under.
The Mortgage Mark Former trading name: A name it used to trade under.
Virtuous Mortgages Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

Accounts are overdue at Companies House.

Company number: 05198588 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 5 August 2004 (22 years old)
Registered office: Howard House 3 St. Marys Court, Blossom Street, York, YO24 1AH, England
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Emma Louise Hollingworth	Director	Nov 1977	1 Jan 2025	2 other companies
Anthony Mckeown	Director	Mar 1979	10 Jul 2026	14 other companies
Scott Paul Burman	Director	Feb 1979	3 Aug 2026	1 other company
Deborah Ann Fish	Secretary	Not published	28 May 2025	–

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 14
still active: 14
are FCA-registered: 5

In the full report: all 14 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration
The 5 on the FCA register
The 2 companies these 3 directors run together
All 23 people who have ever been directors, with their dates

Key dates in its history

Linear Mortgage Network’s history from the FCA register and Companies House, newest first.

Key events (4) All events (115)

2016

6 April 2016

Linear Mortgage Network Holdings Limited took control (75–100% of shares)

Companies House

2007

1 February 2007

Changed its registered name from "Linear Mortgage Network Ltd"

FCA register

2004

31 October 2004

Became an appointed representative

FCA register

5 August 2004

Incorporated at Companies House

Companies House

In the full report: all 115 events

All 115 events in its history (4 shown here)
Every director appointment and resignation: 43

Firms connected to Linear Mortgage Network

Other FCA-listed firms that share a director, phone number or address with Linear Mortgage Network. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 6
share a director: 5
share its phone number: 1

In the full report: all 6 connected firms, named

How each is linked: shared directors (5), the same phone number (1), the same postcode (4)
Who links each one: the named directors, with dates

Firms like Linear Mortgage Network

Other firms of the same type (mortgage adviser or broker), nearest first.

In Birmingham

D Gee Mortgages LtdBirminghamAppointed representative A & S Financial ServicesBirminghamAppointed representative Abundant Finance LimitedBirminghamAppointed representative Aspired Finance LTDBirminghamAppointed representative Beeline Finance LtdBirminghamAppointed representative Birmingham Mortgage Hub LimitedBirminghamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Linear Mortgage Network

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

14 other companies its directors have run, named
2 background checks on its contact details
All 115 events in its history
6 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Linear Mortgage Network Limited FCA authorised?

Linear Mortgage Network Limited (FRN 408392) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Linear Mortgage Network?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Linear Mortgage Network Limited (FRN 408392) is an AR of Openwork Limited (FRN 408285). When you use Linear Mortgage Network's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Linear Mortgage Network, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Linear Mortgage Network’s phone number?

The FCA register lists the phone number 0333 240 1101 for Linear Mortgage Network. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.

Is Linear Mortgage Network a scam or clone?

Linear Mortgage Network is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Linear Mortgage Network?

Protection works through Openwork Limited, the principal firm responsible for Linear Mortgage Network's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Linear Mortgage Network?

Linear Mortgage Network is owned by Linear Mortgage Network Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.

Who runs Linear Mortgage Network?

Companies House lists 3 directors of Linear Mortgage Network: Emma Louise Hollingworth, Anthony McKeown and Scott Paul Burman.

How long has Linear Mortgage Network been in business?

The company was formed on 5 August 2004.

Does Linear Mortgage Network use any other names?

It trades as Dunstable Mortgage Advice Centre, Geffi Financials, lifeinsurancecoveronline.co.uk, Linear Financial Solutions and Mansfield Mortgages & Protection, and 3 more names. It has previously used 31 other names, including Linear Mortgage Network Ltd, AHC Mortgages and AM Mortgage Solutions.