Lucro Group Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for under a year
Protected through the principal
No FCA actions
Active company since 2026
Its phone number is also given by a firm that is no longer authorised
One of its directors is also a director of a firm that is no longer authorised
1 thing worth a closer look in the background checks

Responsible principal firm

Quilter Financial Services Limited Reference number: 440703 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Lucro Group Limited (FRN 1060510) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Lucro Group's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Lucro Group, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

lucro.co.uk (opens in a new tab)
Phone number

07713 750626

Also given by a firm that is no longer authorised. Check you are dealing with the firm on this page.
Address

167-169 Great Portland Street, London, W1W 5PF, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When lucro.co.uk first appeared online, and whether it can receive email
What kind of line 07713 750626 is, and the other firm that gives it
Whether W1W 5PF is a shared office: 136 other firms give it

Other names (3)

If you were contacted under any of these names, it is this firm.

Lucro Trading name: A name it trades under now.
Lucro Mortgages Trading name: A name it trades under now.
Lucro Wealth Trading name: A name it trades under now.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 17235416 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 21 May 2026 (less than a year old)
Registered office: 167-169 Great Portland Street, London, W1W 5PF, England
Nature of business: Activities of financial services holding companies (SIC 64205)
Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Samuel Andrew Brown	Director	Jan 1994	21 May 2026	3 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 3
still active: 3
is FCA-registered: 1

In the full report: all 3 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration
The one on the FCA register, including one no longer authorised

Key dates in its history

Lucro Group’s history from the FCA register and Companies House, newest first.

Key events (3) All events (7)

2026

26 August 2026

Became an appointed representative

FCA register

21 May 2026

Incorporated at Companies House
Meridius Holdings Limited took control (75–100% of shares)

Companies House

In the full report: all 7 events

All 7 events in its history (3 shown here)
Every director appointment and resignation: 1

Firms connected to Lucro Group

Other FCA-listed firms that share a director, phone number or address with Lucro Group. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
no longer authorised: 1
share a director: 1

In the full report: the connected firm, named

How it is linked: shared directors (1), the same phone number (1)
Who links it to this firm: the named directors, with dates

Firms like Lucro Group

Other firms of the same type (financial adviser), nearest first.

In the West London (W) postcode area

Moonfare UK LimitedLondonAppointed representative Tpg Emea, LLPMayfairAppointed representative Alpha FX Institutional LimitedLondonAppointed representative LCP Capital Solutions LimitedLondonAppointed representative Earlybird Venture Capital UK LimitedAppointed representative 100A Vc LLPLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lucro Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

3 other companies its directors have run, named
3 background checks on its contact details, 1 flagged
All 7 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Lucro Group Limited FCA authorised?

Lucro Group Limited (FRN 1060510) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Lucro Group?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Lucro Group Limited (FRN 1060510) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Lucro Group's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Lucro Group, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Lucro Group’s phone number and website?

The FCA register lists the phone number 07713 750626 and the website lucro.co.uk for Lucro Group. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm, one of which is no longer authorised.

Is Lucro Group a scam or clone?

Lucro Group is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Lucro Group?

Protection works through Quilter Financial Services Limited, the principal firm responsible for Lucro Group's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Lucro Group?

Lucro Group is owned by Meridius Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 21 May 2026.

Who runs Lucro Group?

Companies House lists one director of Lucro Group: Samuel Andrew Brown.

How long has Lucro Group been in business?

The company was formed on 21 May 2026.

Does Lucro Group use any other names?

It trades as Lucro, Lucro Mortgages and Lucro Wealth.