Luke Whitehead

Reference number: 767746

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Appointed representative

Luke Whitehead does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Health Net Services Limited Reference number: 312313 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Luke Whitehead (FRN 767746) is an AR of Health Net Services Limited (FRN 312313). When you use Luke Whitehead's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Luke Whitehead, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When aqiaonline.com first appeared online, and whether it can receive email
  • What kind of line 07825 135987 is
  • Who else gives the postcode WA12 9UP
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Aqia Trading name
  • AQIA Limited Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Health Net Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Luke Whitehead’s history from the FCA register and Companies House, newest first.

2018

11 May 2018

  • Changed its registered name from "AQIA Limited"
  • Began trading as "Aqia"

FCA register

2016

20 December 2016

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Luke Whitehead

Other firms of the same type (insurance broker), nearest first.

In the Warrington (WA) postcode area

A S Moss, G R Kennedy & H DuxburyCheshireAppointed representativeAHCI LimitedSt. HelensAppointed representativeArnold Gorse Insurance Services LtdWidnesAppointed representativeArtemis (Northern) LtdWidnesAppointed representativeAssociation of Community Theatre (ACTUK)WarringtonAppointed representativeAtlas Mortgages LtdWarringtonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Luke Whitehead

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 3 events in its history

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Frequently asked questions about this firm

Is Luke Whitehead FCA authorised?
Luke Whitehead (FRN 767746) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Luke Whitehead?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Luke Whitehead (FRN 767746) is an AR of Health Net Services Limited (FRN 312313). When you use Luke Whitehead's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Luke Whitehead, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Luke Whitehead’s phone number and website?
The FCA register lists the phone number 07825 135987 and the website aqiaonline.com for Luke Whitehead. If you were given different contact details, use these to check with the firm before going any further.
Is Luke Whitehead a scam or clone?
Luke Whitehead is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Luke Whitehead?
Protection works through Health Net Services Limited, the principal firm responsible for Luke Whitehead's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Luke Whitehead use any other names?
It trades as Aqia. It has previously used the name AQIA Limited.

Sources and links

The full report on Luke Whitehead

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