Lurvo Digital Ltd

Reference number: 1063569

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Lurvo Digital Ltd (FRN 1063569) introduces customers to VESTA FINANCIAL SERVICES LIMITED (FRN 955299). Any regulated advice or arranging is done by the principal, not Lurvo Digital.
  • Example: if Lurvo Digital refers you to a financial adviser, the advice should come from the principal firm, not from Lurvo Digital itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 2 background checks

  • When lurvodigital.com first appeared online, and whether it can receive email
  • What kind of line 07891 292924 is
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Lifecoverfor Trading name: A name it trades under now.
  • Speedwell Health Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Vesta Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
3 March 2025 (1 year old)
Registered office
Amtri House, Hulley Road, Macclesfield, SK10 2NE, England
Nature of business
  • Media representation services (SIC 73120)

Directors and company secretaries

Name Role Born Appointed Other companies
Benjamin Robert Darke Director Nov 1992 3 Mar 2025 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2026Dormant company accountsNot audited

Net assets

£100

No earlier figure to compare

Cash at bank

£100

No earlier figure to compare

These accounts were filed as dormant: the company reported no significant trading in the period.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 16288427. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Lurvo Digital’s history from the FCA register and Companies House, newest first.

2026

22 September 2026

  • Became an introducer appointed representative

FCA register

2025

3 March 2025

  • Incorporated at Companies House
  • Benjamin Robert Darke took control (75–100% of shares)

Companies House

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
  • Every director appointment and resignation: 1
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Firms like Lurvo Digital

Other firms of the same type (insurance broker), nearest first.

In Macclesfield

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lurvo Digital

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is Lurvo Digital Ltd FCA authorised?
Lurvo Digital Ltd (FRN 1063569) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Lurvo Digital?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Lurvo Digital Ltd (FRN 1063569) introduces customers to VESTA FINANCIAL SERVICES LIMITED (FRN 955299). Any regulated advice or arranging is done by the principal, not Lurvo Digital. Example: if Lurvo Digital refers you to a financial adviser, the advice should come from the principal firm, not from Lurvo Digital itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Lurvo Digital’s phone number and website?
The FCA register lists the phone number 07891 292924 and the website lurvodigital.com for Lurvo Digital. If you were given different contact details, use these to check with the firm before going any further.
Is Lurvo Digital a scam or clone?
Lurvo Digital is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lurvo Digital?
Protection works through Vesta Financial Services Limited, the principal firm responsible for Lurvo Digital's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Lurvo Digital?
Companies House lists one person with significant control of Lurvo Digital: Mr Benjamin Robert Darke (75–100% of shares).
Who runs Lurvo Digital?
Companies House lists one director of Lurvo Digital: Benjamin Robert Darke.
How long has Lurvo Digital been in business?
The company was formed on 3 March 2025.
What do Lurvo Digital’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £100 (no earlier figure to compare) and cash at bank of £100 (no earlier figure to compare).
Does Lurvo Digital use any other names?
It trades as Lifecoverfor and Speedwell Health.

Sources and links

The full report on Lurvo Digital Ltd

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