Magpie Money UK Limited

Reference number: 969797

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

TMG Direct Limited Reference number: 786245 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Magpie Money UK Limited (FRN 969797) is an AR of TMG Direct Limited (FRN 786245). When you use Magpie Money UK's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Magpie Money UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01489 539680

  • Address

    Magpie Money UK Ltd, 5A Little Park Farm Road, Fareham, Hampshire, PO15 5SJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 01489 539680 is
  • Who else gives the postcode PO15 5SJ
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Magpie Money Trading name
  • The Business Protector Trading name
  • Magpie Money UK LTD Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through TMG Direct Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13680369
Company status
Active
Company type
Private limited company
Incorporated
14 October 2021 (5 years old)
Registered office
Elan House, 5a Little Park Farm Road, Fareham, PO15 5SJ, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew James Cook Director Apr 1979 9 Feb 2023 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 30 June 2026Small company accountsNot audited

Net assets

£113

Up £54 from £59

Cash at bank

£41.7k

+121% from £18.8k

Employees (average)

8

−11% from 9

Owed within a year

£116k

+31% from £88.2k

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2022 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13680369. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Magpie Money UK’s history from the FCA register and Companies House, newest first.

Key events (7) All events (12)

2025

4 April 2025

  • Changed its registered name from "Magpie Money UK LTD"

FCA register

2023

9 February 2023

  • Board replaced: its only director left and a new director took over
  • Andrew James Cook took control (75–100% of shares)
  • Kimberley Osborne gave up control

Companies House

2022

15 February 2022

  • Became an appointed representative

FCA register

2021

14 October 2021

  • Incorporated at Companies House
  • Kimberley Osborne took control (75–100% of shares)

Companies House

In the full report: all 12 events

  • All 12 events in its history (7 shown here)
  • Every director appointment and resignation: 3
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Firms like Magpie Money UK

Other firms of the same type (mortgage adviser or broker), nearest first.

In Fareham

Albany Park Mortgages LimitedFarehamAppointed representativeC L Mortgages and Protection LtdFarehamAppointed representativeCoast Financial Services LimitedFarehamAppointed representativeCreative Lending Solutions LtdFarehamAppointed representativeEasy Mortgages LimitedFarehamAppointed representativeEdwin GuyFarehamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Magpie Money UK

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 5 years of accounts, charted
  • All 12 events in its history

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Frequently asked questions about this firm

Is Magpie Money UK Limited FCA authorised?
Magpie Money UK Limited (FRN 969797) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Magpie Money UK?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Magpie Money UK Limited (FRN 969797) is an AR of TMG Direct Limited (FRN 786245). When you use Magpie Money UK's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Magpie Money UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Magpie Money UK’s phone number?
The FCA register lists the phone number 01489 539680 for Magpie Money UK. If you were given different contact details, use these to check with the firm before going any further.
Is Magpie Money UK a scam or clone?
Magpie Money UK is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Magpie Money UK?
Protection works through TMG Direct Limited, the principal firm responsible for Magpie Money UK's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Magpie Money UK?
Companies House lists one person with significant control of Magpie Money UK: Mr Andrew James Cook (75–100% of shares). Before that, it was controlled by Miss Kimberley Osborne.
Who runs Magpie Money UK?
Companies House lists one director of Magpie Money UK: Andrew James Cook.
How long has Magpie Money UK been in business?
The company was formed on 14 October 2021.
What do Magpie Money UK’s latest accounts show?
Its latest accounts, to 30 June 2026, show net assets of £113 (up £54 from £59) and cash at bank of £41.7k (+121% from £18.8k).
Does Magpie Money UK use any other names?
It trades as Magpie Money and The Business Protector. It has previously used the name Magpie Money UK LTD.

Sources and links

The full report on Magpie Money UK Limited

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