Main Sparks Limited

Reference number: 706465

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When mainsparksltd.com first appeared online, and whether it can receive email
  • What kind of line 07885 831737 is, and the 5 other firms that give it
  • Who else gives the postcode LU1 3JX
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Cash converters Bedford Trading name
  • Cash Converters Dunstable Trading name
  • Cash Converters Ilford Trading name
  • cash converters Luton Trading name
  • cash converters orpington Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09131329
Company status
Active
Company type
Private limited company
Incorporated
15 July 2014 (12 years old)
Registered office
4a Church Street, Market Harborough, Leicestershire, LE16 7AA, England
Nature of business
  • Other retail sale not in stores, stalls or markets (SIC 47990)

Directors and company secretaries

Name Role Born Appointed Other companies
Gary Raymond Lewy Director Nov 1967 30 Apr 2015 24 other companies
Ashima Malhotra Director Sep 1972 30 Apr 2015 1 other company
Edward Stephen Lewy Director Oct 1998 1 Jun 2022 12 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
26
closed down
4
are FCA-registered
9

In the full report: all 26 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 9 on the FCA register, including one no longer authorised
  • The 11 companies these 3 directors run together
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£1.12m

+37% from £822k

Cash at bank

£579k

+119% from £264k

Employees (average)

3

Same as 3

Owed within a year

£743k

+27% from £584k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09131329. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Main Sparks’s history from the FCA register and Companies House, newest first.

Key events (8) All events (25)

2022

25 February 2022

  • Ashima Malhotra became a part-owner (25–50% of shares)
  • Gary Raymond Lewy became a part-owner (25–50% of shares)
  • Pamela Dorrington stopped being the majority owner

Companies House

2016

6 April 2016

  • Pamela Dorrington became the majority owner (50–75% of shares)

Companies House

25 February 2016

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

2014

15 July 2014

  • Incorporated at Companies House

Companies House

In the full report: all 25 events

  • All 25 events in its history (8 shown here)
  • Every director appointment and resignation: 9
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Firms connected to Main Sparks

Other FCA-listed firms that share a director, phone number or address with Main Sparks. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
8
share a director
8
share its phone number
5

In the full report: all 8 connected firms, named

  • How each is linked: shared directors (8), the same phone number (5)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Main Sparks

Other firms of the same type (lender), nearest first.

In Luton

Associated Premium Funding LimitedLutonAuthorisedBexhill UK LimitedLutonAuthorisedCambrian Funding LimitedLutonAuthorisedFirst Senior Finance LimitedLutonAuthorisedOakes Finance LimitedLutonAuthorisedOrchard Bond Finance PLCLutonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Main Sparks

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 26 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 25 events in its history
  • 8 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Main Sparks Limited FCA authorised?
Yes, Main Sparks Limited (FRN 706465) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2016 and works as a lender. The FCA has placed a limit on what it may do.
What is Main Sparks’ phone number and website?
The FCA register lists the phone number 07885 831737 and the website mainsparksltd.com for Main Sparks. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 5 other FCA firms.
Is Main Sparks a scam or clone?
Main Sparks is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Main Sparks?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Main Sparks handles your money, so check the specific product before you commit. You can also refer complaints about Main Sparks to the Financial Ombudsman Service, free of charge.
Who owns Main Sparks?
Companies House lists 2 people with significant control of Main Sparks: Ms Ashima Malhotra (25–50% of shares) and Mr Gary Raymond Lewy (25–50% of shares). Before that, it was controlled by Mrs Pamela Dorrington.
Who runs Main Sparks?
Companies House lists 3 directors of Main Sparks: Gary Raymond Lewy, Ashima Malhotra and Edward Stephen Lewy.
How long has Main Sparks been in business?
The company was formed on 15 July 2014, and has held its current FCA authorisation since February 2016.
What do Main Sparks’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £1.12m (+37% from £822k) and cash at bank of £579k (+119% from £264k).
Does Main Sparks use any other names?
It trades as Cash converters Bedford, Cash Converters Dunstable, Cash Converters Ilford and cash converters Luton. It has previously used the name cash converters orpington.

Sources and links

The full report on Main Sparks Limited

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