Malcolm John Everest

Reference number: 504478

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Appointed representative

Malcolm John Everest does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Sesame Limited Reference number: 150427 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Malcolm John Everest (FRN 504478) is an AR of Sesame Limited (FRN 150427). When you use Malcolm John Everest's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Malcolm John Everest, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0118 327 7781

  • Address

    8 Cambrian Way, Calcot, Reading, Berkshire, RG31 7DD, United Kingdom

In the full report: 2 background checks

  • What kind of line 0118 327 7781 is
  • Who else gives the postcode RG31 7DD
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Fairway Financial Planning Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sesame Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Malcolm John Everest’s history from the FCA register and Companies House, newest first.

2018

14 December 2018

  • Changed its registered name from "Fairway Financial Planning"
  • Began trading as "Fairway Financial Planning"

FCA register

2009

4 August 2009

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Malcolm John Everest

Other firms of the same type (mortgage adviser or broker), nearest first.

In Reading

Alice HaleReadingAppointed representativeAmir KharkowaReadingAppointed representativeAssist Mortgages LtdReadingAppointed representativeChristopher Alan PownallReadingAppointed representativeDCW Mortgage & Financial Solutions LimitedReadingAppointed representativeDolphin Mortgage Advice LtdReadingAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Malcolm John Everest

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 3 events in its history

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Frequently asked questions about this firm

Is Malcolm John Everest FCA authorised?
Malcolm John Everest (FRN 504478) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Malcolm John Everest?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Malcolm John Everest (FRN 504478) is an AR of Sesame Limited (FRN 150427). When you use Malcolm John Everest's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Malcolm John Everest, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Malcolm John Everest’s phone number?
The FCA register lists the phone number 0118 327 7781 for Malcolm John Everest. If you were given different contact details, use these to check with the firm before going any further.
Is Malcolm John Everest a scam or clone?
Malcolm John Everest is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Malcolm John Everest?
Protection works through Sesame Limited, the principal firm responsible for Malcolm John Everest's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Malcolm John Everest use any other names?
It trades as Fairway Financial Planning.

Sources and links

The full report on Malcolm John Everest

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