Manchester Care and Repair: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 10 years
Complaints covered by the Ombudsman
No FCA actions
Active company since 2012

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

careandrepair-manchester.org.uk (opens in a new tab)
Phone number

0161 872 5500
Address

Unit 12, The Wesley Centre, Royce Road, Hulme, Manchester, Lancashire, M15 5BP, United Kingdom

In the full report: 3 background checks

When careandrepair-manchester.org.uk first appeared online, and whether it can receive email
What kind of line 0161 872 5500 is
Who else gives the postcode M15 5BP

The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)

FCA permissions and consumer protection

Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (2 permissions)

Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 08008229 (opens Companies House in a new tab)
Company status: Active
Company type: Private company limited by guarantee
Incorporated: 27 March 2012 (14 years old)
Registered office: Unit 12, The Wesley Centre, Royce Road, Manchester, M15 5BP, England
Nature of business: Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Pamela Smith	Director	Jun 1962	27 Mar 2012	None
Thomas Kevin Mcdonald	Director	Sep 1949	18 May 2021	1 other company
Darren Mort	Director	Feb 1970	18 May 2021	None
Theresa Jayne Huburn	Director	Jan 1967	12 Mar 2024	2 other companies
Adrian Lewis	Director	Apr 1957	12 Mar 2024	None
Janat Hulston	Director	Jun 1962	12 Mar 2024	1 other company
Sharon Elaine Steele	Director	Aug 1969	19 Aug 2025	None
Faye Helen Robinson	Director	Mar 1981	19 Aug 2025	None
Beth Rachel Edie Saffer	Director	Jul 1986	19 Aug 2025	None
Alice Jacqueline Mason	Secretary	Not published	24 Sep 2025	–

Other companies run by these 9 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 4
closed down: 1
still active: 3

In the full report: all 4 companies, named

What each company does, and whether it is still trading
Which of these 9 directors sit on each board, and since when
Any that went into liquidation or administration
All 30 people who have ever been directors, with their dates

Key dates in its history

Manchester Care and Repair’s history from the FCA register and Companies House, newest first.

Key events (4) All events (57)

2016

18 March 2016

Regulated by the FCA from this date
FCA imposed a requirement (Not for profit firm)
Became authorised by the FCA

FCA register

2012

27 March 2012

Incorporated at Companies House

Companies House

In the full report: all 57 events

All 57 events in its history (4 shown here)
Every director appointment and resignation: 51

Firms like Manchester Care and Repair

Other firms of the same type (lender), nearest first.

In Manchester

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Manchester Care and Repair

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

4 other companies its directors have run, named
3 background checks on its contact details
All 57 events in its history

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Frequently asked questions about this firm

Is Manchester Care and Repair FCA authorised?

Yes, Manchester Care and Repair (FRN 716186) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2016 and works as a lender. The FCA has placed no limits on its permissions.

What is Manchester Care and Repair’s phone number and website?

The FCA register lists the phone number 0161 872 5500 and the website careandrepair-manchester.org.uk for Manchester Care and Repair. If you were given different contact details, use these to check with the firm before going any further.

Is Manchester Care and Repair a scam or clone?

Manchester Care and Repair is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Manchester Care and Repair?

Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Manchester Care and Repair handles your money, so check the specific product before you commit. You can also refer complaints about Manchester Care and Repair to the Financial Ombudsman Service, free of charge.

Who runs Manchester Care and Repair?

Companies House lists 9 directors of Manchester Care and Repair: Pamela Smith, Thomas Kevin McDonald, Darren Mort, Theresa Jayne Huburn, Adrian Lewis, Janat Hulston and 3 more.

How long has Manchester Care and Repair been in business?

The company was formed on 27 March 2012, and has held its current FCA authorisation since March 2016.