McLeod Risk Services LLP

Reference number: 647918

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Nexus I B Limited Reference number: 939743 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • McLeod Risk Services LLP (FRN 647918) is an AR of Nexus I B Limited (FRN 939743). When you use McLeod Risk Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from McLeod Risk Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07809 260852

  • Address

    55 Church End, Steppingley, Bedford, Beds, MK45 5AU, United Kingdom

In the full report: 2 background checks

  • What kind of line 07809 260852 is, and the other firm that gives it
  • Who else gives the postcode MK45 5AU
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Nexus I B Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
OC393100
Company status
Active
Company type
Limited liability partnership
Incorporated
12 May 2014 (12 years old)
Registered office
4 Upper Lawn, Ampthill, Bedford, MK45 2GX, England

Directors and company secretaries

Name Role Born Appointed Other companies
Richard John Mcleod LLP designated member Jul 1974 12 May 2014 3 other companies
LILYCHARLES LIMITED Corporate LLP designated member Not published 26 Mar 2024 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
is FCA-registered
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

−£11.0k

No earlier figure to compare

Cash at bank

£26

No earlier figure to compare

Employees (average)

0

No earlier figure to compare

Owed within a year

£8,716

No earlier figure to compare

Net assets are negative: on its last balance sheet the company owed £11.0k more than it owned.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company OC393100. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

McLeod Risk Services’s history from the FCA register and Companies House, newest first.

Key events (3) All events (10)

2016

14 May 2016

  • Richard John McLeod gained significant control

Companies House

2014

29 September 2014

  • Became an appointed representative

FCA register

12 May 2014

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (3 shown here)
  • Every director appointment and resignation: 7
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Firms connected to McLeod Risk Services

Other FCA-listed firms that share a director, phone number or address with McLeod Risk Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same phone number (1)
  • Who links it to this firm: the named directors, with dates
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Firms like McLeod Risk Services

Other firms of the same type (insurance broker), nearest first.

In Bedford

C E J Fisher, G J Lilley & L A M BourkeBedfordAppointed representativeCato Real Estate LtdBedfordAppointed representativeDean & Kendall Financial Services LtdBedfordAppointed representativeFirst Choice Health LimitedBedfordAppointed representativeGrove Life LtdBedfordAppointed representativeHPS Financial Services LtdBedfordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on McLeod Risk Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 10 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is McLeod Risk Services LLP FCA authorised?
McLeod Risk Services LLP (FRN 647918) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for McLeod Risk Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. McLeod Risk Services LLP (FRN 647918) is an AR of Nexus I B Limited (FRN 939743). When you use McLeod Risk Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from McLeod Risk Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is McLeod Risk Services’ phone number?
The FCA register lists the phone number 07809 260852 for McLeod Risk Services. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is McLeod Risk Services a scam or clone?
McLeod Risk Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with McLeod Risk Services?
Protection works through Nexus I B Limited, the principal firm responsible for McLeod Risk Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns McLeod Risk Services?
Companies House lists one person with significant control of McLeod Risk Services: Mr Richard John McLeod (significant influence or control).
Who runs McLeod Risk Services?
Companies House lists 2 directors of McLeod Risk Services: Richard John McLeod and Lilycharles Limited.
How long has McLeod Risk Services been in business?
The company was formed on 12 May 2014.
What do McLeod Risk Services’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of −£11.0k (no earlier figure to compare) and cash at bank of £26 (no earlier figure to compare).

Sources and links

The full report on McLeod Risk Services LLP

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