Medical Defence Shield Ltd

Reference number: 1056964

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Medical Defence Shield Ltd (FRN 1056964) introduces customers to ALL MEDICAL PROFESSIONALS LTD (FRN 309653). Any regulated advice or arranging is done by the principal, not Medical Defence Shield.
  • Example: if Medical Defence Shield refers you to a financial adviser, the advice should come from the principal firm, not from Medical Defence Shield itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mdsuk.org first appeared online, and whether it can receive email
  • What kind of line 0300 303 2442 is
  • Who else gives the postcode MK40 2BP
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Medical Defence Shield Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through All Medical Professionals Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
MEDICAL DEFENCE SHIELD LIMITED
Company status
Active
Company type
Private limited company
Incorporated
4 February 2010 (16 years old)
Registered office
Mds, The Chapel, Trinity Gardens, 9-11 Bromham Road, Bedford, MK40 2BP, England
Nature of business
  • Activities of professional membership organisations (SIC 94120)

Directors and company secretaries

Name Role Born Appointed Other companies
Ramesh Dulichandbhai Mehta (Dr) Director Sep 1947 12 Feb 2010 2 other companies
Satheesh Mathunny Mathew (Dr) Director Nov 1953 24 Jun 2011 3 other companies
Anand Manohar Deshpande (Dr) Director Mar 1949 26 Oct 2011 2 other companies
SURAJ MEDICAL CONSULTANTS LIMITED Corporate director Not published 19 Apr 2018 None
Joydeep Grover (Dr) Director Nov 1972 12 Feb 2020 1 other company

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
3
run together
2

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 5 directors run together
  • All 8 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2025Small company accountsNot audited

Total equity

£135k

Up £164k from −£28.1k

Cash at bank

£79.2k

+122% from £35.8k

Employees (average)

29

+21% from 24

Owed within a year

£229k

−3.7% from £238k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07146069. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Medical Defence Shield’s history from the FCA register and Companies House, newest first.

2026

10 June 2026

  • Changed its registered name from "Medical Defence Shield Limited"
  • Became an introducer appointed representative

FCA register

2018

18 October 2018

  • Ramesh Dulichandbhai Mehta no longer has significant control

Companies House

2016

11 June 2016

  • Ramesh Dulichandbhai Mehta gained significant control

Companies House

2010

4 February 2010

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (5 shown here)
  • Every director appointment and resignation: 10
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Firms connected to Medical Defence Shield

Other FCA-listed firms that share a director, phone number or address with Medical Defence Shield. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Medical Defence Shield

Other firms of the same type (insurance broker), nearest first.

In Bedford

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Medical Defence Shield

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 15 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Medical Defence Shield Ltd FCA authorised?
Medical Defence Shield Ltd (FRN 1056964) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Medical Defence Shield?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Medical Defence Shield Ltd (FRN 1056964) introduces customers to ALL MEDICAL PROFESSIONALS LTD (FRN 309653). Any regulated advice or arranging is done by the principal, not Medical Defence Shield. Example: if Medical Defence Shield refers you to a financial adviser, the advice should come from the principal firm, not from Medical Defence Shield itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Medical Defence Shield’s phone number and website?
The FCA register lists the phone number 0300 303 2442 and the website mdsuk.org for Medical Defence Shield. If you were given different contact details, use these to check with the firm before going any further.
Is Medical Defence Shield a scam or clone?
Medical Defence Shield is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Medical Defence Shield?
Protection works through All Medical Professionals Ltd, the principal firm responsible for Medical Defence Shield's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Medical Defence Shield?
Companies House lists no one with significant control of Medical Defence Shield now. Before that, it was controlled by Dr Ramesh Dulichandbhai Mehta.
Who runs Medical Defence Shield?
Companies House lists 5 directors of Medical Defence Shield: Ramesh Dulichandbhai Mehta (Dr), Satheesh Mathunny Mathew (Dr), Anand Manohar Deshpande (Dr), Suraj Medical Consultants Limited and Joydeep Grover (Dr).
How long has Medical Defence Shield been in business?
The company was formed on 4 February 2010.
What do Medical Defence Shield’s latest accounts show?
Its latest accounts, to 30 April 2025, show total equity of £135k (up £164k from −£28.1k) and cash at bank of £79.2k (+122% from £35.8k).
Does Medical Defence Shield use any other names?
It has previously used the name Medical Defence Shield Limited.

Sources and links

The full report on Medical Defence Shield Ltd

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