Medical Family Finance Limited

Reference number: 611569

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Quilter Financial Services Limited Reference number: 440703 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Medical Family Finance Limited (FRN 611569) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Medical Family Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Medical Family Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When medicalfamilyfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 7252 5765 is
  • Whether W1G 0PW is a shared office: 49 other firms give it
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Charterhouse Mortgages & Protection Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
MEDICAL FAMILY FINANCE LTD
Company number
08689906
Company status
Active
Company type
Private limited company
Incorporated
13 September 2013 (13 years old)
Registered office
2 St. Marys Road, Tonbridge, TN9 2LB, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Mark Stephen Martin (Dr) Director Sep 1959 16 Nov 2013 22 other companies
Joffrey Georges-Henri Denning Director Sep 1972 26 May 2015 None
Paul John Hart Director Oct 1982 2 Nov 2021 1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
22
closed down
14
is FCA-registered
1

In the full report: all 22 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 1 company these 3 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£776k

+25% from £622k

Cash at bank

£46.3k

Up £44.9k from £1,387

Employees (average)

33

−5.7% from 35

Owed within a year

£162k

−41% from £273k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08689906. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Medical Family Finance’s history from the FCA register and Companies House, newest first.

Key events (11) All events (20)

2025

15 August 2025

  • Mark Stephen Martin stopped being a part-owner
  • Mff Groupe Ltd took control (50–75% of shares)
  • Olivier Patrice Armond Chatelain stopped being a part-owner

Companies House

2024

16 February 2024

  • Olivier Patrice Armond Chatelain became a part-owner (25–50% of shares)

Companies House

2021

31 December 2021

  • David Michael Browne stopped being a part-owner

Companies House

2019

8 April 2019

  • Mark Martin stopped being a part-owner

Companies House

2016

7 April 2016

  • Mark Stephen Martin became a part-owner (25–50% of shares)

Companies House

6 April 2016

  • David Michael Browne became a part-owner (25–50% of shares)
  • Mark Martin became a part-owner (25–50% of shares)

Companies House

2013

12 December 2013

  • Became an appointed representative

FCA register

13 September 2013

  • Incorporated at Companies House

Companies House

In the full report: all 20 events

  • All 20 events in its history (11 shown here)
  • Every director appointment and resignation: 7
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Firms connected to Medical Family Finance

Other FCA-listed firms that share a director, phone number or address with Medical Family Finance. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
Instant PDF download

Firms like Medical Family Finance

Other firms of the same type (financial adviser), nearest first.

In London

SIX Financial Information UK LimitedLondonAppointed representativeBarrenjoey Investment Management (UK) LimitedLondonAppointed representativeMoonfare UK LimitedLondonAppointed representativeAlpha FX Institutional LimitedLondonAppointed representativeLCP Capital Solutions LimitedLondonAppointed representativeBrighton Park Capital UK LimitedLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Medical Family Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 22 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 20 events in its history

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Frequently asked questions about this firm

Is Medical Family Finance Limited FCA authorised?
Medical Family Finance Limited (FRN 611569) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Medical Family Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Medical Family Finance Limited (FRN 611569) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Medical Family Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Medical Family Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Medical Family Finance’s phone number and website?
The FCA register lists the phone number 020 7252 5765 and the website medicalfamilyfinance.co.uk for Medical Family Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Medical Family Finance a scam or clone?
Medical Family Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Medical Family Finance?
Protection works through Quilter Financial Services Limited, the principal firm responsible for Medical Family Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Medical Family Finance?
Medical Family Finance is owned by Mff Groupe Ltd, which holds 50–75% of shares, 75–100% of votes and can appoint and remove the board, since 15 August 2025. Before that, it was controlled by Dr Mark Martin, Dr David Michael Browne and Mr Olivier Patrice Armond Chatelain.
Who runs Medical Family Finance?
Companies House lists 3 directors of Medical Family Finance: Mark Stephen Martin (Dr), Joffrey Georges-Henri Denning and Paul John Hart.
How long has Medical Family Finance been in business?
The company was formed on 13 September 2013.
What do Medical Family Finance’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £776k (+25% from £622k) and cash at bank of £46.3k (up £44.9k from £1,387).
Does Medical Family Finance use any other names?
It has previously used the name Charterhouse Mortgages & Protection.

Sources and links

The full report on Medical Family Finance Limited

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