Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 13 years
- Protected through the principal
- No FCA actions
- Active company since 2012
- Accounts filed up to 30 June 2025
Responsible principal firm
Fletcher Davies Limited Reference number: 453813 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Meredith Williams Ltd (FRN 591733) is an AR of Fletcher Davies Limited (FRN 453813). When you use Meredith Williams's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Meredith Williams, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
First Floor, Market Hall, Stanley Street, Holyhead, LL65 1HH, United Kingdom
In the full report: 2 background checks
- What kind of line 01407 764540 is
- Who else gives the postcode LL65 1HH
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Fletcher Davies Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- MEREDITH WILLIAMS LIMITED
- Company number
- 08237591 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 2 October 2012 (14 years old)
- Registered office
- The Barn Glanrafon, Waen, St Asaph, Denbighshire, LL17 0DY, Wales
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Emlyn Hywel Davies | Director | May 1958 | 2 Oct 2012 | 3 other companies |
| Michelle Teresa Davies | Director | Oct 1968 | 20 Jan 2020 | None |
| Ian Michael Jarvis | Director | Feb 1968 | 29 Apr 2020 | 3 other companies |
| Emma Elizabeth Bateman | Secretary | Not published | 30 Sep 2013 | – |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 6
- closed down
- 2
- are FCA-registered
- 2
In the full report: all 6 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
Filed accounts and finances
Net assets
£58.9k
+28% from £46.2k
Cash at bank
£104k
+5.1% from £99.3k
Owed within a year
£114k
+6% from £108k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 08237591. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Meredith Williams’s history from the FCA register and Companies House, newest first.
2020
29 April 2020
- Ian Michael Jarvis became a part-owner (25–50% of shares)
Companies House
20 January 2020
- Michelle Teresa Davies became a part-owner (25–50% of shares)
Companies House
2016
6 April 2016
- Emlyn Hywel Davies became a part-owner (25–50% of shares)
- Emma Elizabeth Bateman became a part-owner (25–50% of shares)
Companies House
2012
21 November 2012
- Became an appointed representative
FCA register
2 October 2012
- Incorporated at Companies House
Companies House
In the full report: all 9 events
- All 9 events in its history (6 shown here)
- Every director appointment and resignation: 3
Firms connected to Meredith Williams
Other FCA-listed firms that share a director, phone number or address with Meredith Williams. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 2
In the full report: all 2 connected firms, named
- How each is linked: shared directors (2)
- Who links each one: the named directors, with dates
Firms like Meredith Williams
Other firms of the same type (financial adviser), nearest first.
In Holyhead
In the Llandudno (LL) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Meredith Williams
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 6 other companies its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 9 events in its history
- 2 connected firms, named, and who links them
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk