Merit Professional Services Limited

Reference number: 939804

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When themeritgroup.co.uk first appeared online, and whether it can receive email
  • What kind of line 0800 210 0175 is
  • Who else gives the postcode ME2 4WS
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FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11626421
Company status
Active
Company type
Private limited company
Incorporated
16 October 2018 (8 years old)
Registered office
Units 1-4 Merit House Whitewall Road, Medway City Estate, Rochester, ME2 4WS, United Kingdom
Nature of business
  • Combined office administrative service activities (SIC 82110)

Directors and company secretaries

Name Role Born Appointed Other companies
Jamie Ashford Director Aug 1976 16 Oct 2018 9 other companies
Richard Ashford Director Jun 1978 16 Oct 2018 13 other companies
Roy Ashford Director Jul 1955 16 Oct 2018 11 other companies
Michael Newton Director Jul 1984 1 Jan 2022 None
Steven Weekes Secretary Not published 16 Oct 2018 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
14
closed down
1
run together
10

In the full report: all 14 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 10 companies these 4 directors run together
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 August 2025Full accountsAudited

Net assets

−£111k

Up £40.5k from −£152k

Cash at bank

£15.7k

+321% from £3,745

Owed within a year

£264k

+12% from £235k

Net assets are negative: on its last balance sheet the company owed £111k more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11626421. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Merit Professional Services’s history from the FCA register and Companies House, newest first.

Key events (5) All events (15)

2020

15 December 2020

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

11 November 2020

  • Michael Newton became a part-owner (25–50% of shares)

Companies House

2018

16 October 2018

  • Incorporated at Companies House
  • Merit Group Holdings Limited became the majority owner (50–75% of shares)

Companies House

In the full report: all 15 events

  • All 15 events in its history (5 shown here)
  • Every director appointment and resignation: 8
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Firms like Merit Professional Services

Other firms of the same type (credit broker), nearest first.

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Get the full report on Merit Professional Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 14 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 15 events in its history

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Frequently asked questions about this firm

Is Merit Professional Services Limited FCA authorised?
Yes, Merit Professional Services Limited (FRN 939804) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2020 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Merit Professional Services’ phone number and website?
The FCA register lists the phone number 0800 210 0175 and the website themeritgroup.co.uk/professional-services for Merit Professional Services. If you were given different contact details, use these to check with the firm before going any further.
Is Merit Professional Services a scam or clone?
Merit Professional Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Merit Professional Services?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Merit Professional Services handles your money, so check the specific product before you commit. You can also refer complaints about Merit Professional Services to the Financial Ombudsman Service, free of charge.
Who owns Merit Professional Services?
Merit Professional Services is owned by Merit Group Holdings Limited, which holds 50–75% of shares, 50–75% of votes, can appoint and remove the board and held through a firm, since 16 October 2018.
Who runs Merit Professional Services?
Companies House lists 4 directors of Merit Professional Services: Jamie Ashford, Richard Ashford, Roy Ashford and Michael Newton.
How long has Merit Professional Services been in business?
The company was formed on 16 October 2018, and has held its current FCA authorisation since December 2020.
What do Merit Professional Services’ latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of −£111k (up £40.5k from −£152k) and cash at bank of £15.7k (+321% from £3,745).

Sources and links

The full report on Merit Professional Services Limited

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