MH2K Ltd

Reference number: 491088

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • MH2K Ltd (FRN 491088) is an AR of The Right Mortgage Limited (FRN 649443). When you use MH2K's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from MH2K, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01708 478999

  • Address

    57 Fairholme Avenue, Romford, Essex, RM2 5UR, United Kingdom

In the full report: 2 background checks

  • What kind of line 01708 478999 is
  • Who else gives the postcode RM2 5UR
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Just Insure It Trading name: A name it trades under now.
  • Mortgage Hunter 2000 Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
MH2K LIMITED
Company status
Active
Company type
Private limited company
Incorporated
25 July 2008 (18 years old)
Registered office
57 Fairholme Avenue, Romford, RM2 5UR, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Emilio Di Lisio Director Aug 1957 25 Jul 2008 None
Deborah Alison Di Lisio Secretary Not published 25 Jul 2008 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 31 July 2025Micro-entity accountsNot audited

Net assets

£8,246

+334% from £1,899

Employees (average)

1

Same as 1

Owed within a year

£1,193

Up £753 from £440

The accounts for the year to 31 July 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £15.1k, for the year to 31 July 2022.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06656862. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Mh2k’s history from the FCA register and Companies House, newest first.

2016

25 August 2016

  • Deborah Alison Di Lisio became a part-owner (25–50% of shares)

Companies House

6 April 2016

  • Emilio Di Lisio became the majority owner (50–75% of shares)

Companies House

2008

5 November 2008

  • Became an appointed representative

FCA register

25 July 2008

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (4 shown here)
  • Every director appointment and resignation: 3
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Firms like Mh2k

Other firms of the same type (mortgage adviser or broker), nearest first.

In Romford

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mh2k

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is MH2K Ltd FCA authorised?
MH2K Ltd (FRN 491088) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Mh2k?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. MH2K Ltd (FRN 491088) is an AR of The Right Mortgage Limited (FRN 649443). When you use Mh2k's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Mh2k, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Mh2k’s phone number?
The FCA register lists the phone number 01708 478999 for Mh2k. If you were given different contact details, use these to check with the firm before going any further.
Is Mh2k a scam or clone?
Mh2k is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mh2k?
Protection works through The Right Mortgage Limited, the principal firm responsible for Mh2k's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Mh2k?
Companies House lists 2 people with significant control of Mh2k: Mr Emilio Di Lisio (50–75% of shares) and Mrs Deborah Alison Di Lisio (25–50% of shares).
Who runs Mh2k?
Companies House lists one director of Mh2k: Emilio Di Lisio.
How long has Mh2k been in business?
The company was formed on 25 July 2008.
What do Mh2k’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £8,246 (+334% from £1,899).
Does Mh2k use any other names?
It trades as Just Insure It and Mortgage Hunter 2000.

Sources and links

The full report on MH2K Ltd

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