Michael MacAuley

Reference number: 760602

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Appointed representative

Michael MacAuley does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Michael MacAuley (FRN 760602) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Michael MacAuley's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Michael MacAuley, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When michaelmacauley.co.uk first appeared online, and whether it can receive email
  • What kind of line 07801 366312 is
  • Who else gives the postcode WA8 3UY
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Firms like Michael MacAuley

Other firms of the same type (financial adviser), nearest first.

In Widnes

Assured Financial Services LtdWidnesAppointed representativeHalton Insurance Services LimitedWidnesAuthorised

In the Warrington (WA) postcode area

123-Wealth LtdWarringtonAppointed representativeAdamson Ross WM LtdNewton-Le-WillowsAppointed representativeAlexander House Financial Planning LimitedAltrinchamAppointed representativeAllinea Corporate LimitedAltrinchamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Michael MacAuley

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details

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Frequently asked questions about this firm

Is Michael MacAuley FCA authorised?
Michael MacAuley (FRN 760602) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Michael MacAuley?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Michael MacAuley (FRN 760602) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Michael MacAuley's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Michael MacAuley, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Michael MacAuley’s phone number and website?
The FCA register lists the phone number 07801 366312 and the website michaelmacauley.co.uk for Michael MacAuley. If you were given different contact details, use these to check with the firm before going any further.
Is Michael MacAuley a scam or clone?
Michael MacAuley is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Michael MacAuley?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Michael MacAuley's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Sources and links

The full report on Michael MacAuley

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