Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 21 years
- Protected through the principal
- No FCA actions
- Active company since 2013
- Accounts filed up to 30 April 2025
- 1 thing worth a closer look in the background checks
Responsible principal firm
St. James's Place Wealth Management Plc Reference number: 195351 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Michael Smith Wealth Management Limited (FRN 415271) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Michael Smith Wealth Management's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Michael Smith Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
York House, 23 Kingsway, London, WC2B 6UJ, United Kingdom
In the full report: 2 background checks, 1 thing worth a closer look
- What kind of line 020 7744 1663 is
- Whether WC2B 6UJ is a shared office: 88 other firms give it
Other names (1)
If you were contacted under any of these names, it is this firm.
- Michael Smith Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08649059 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 13 August 2013 (13 years old)
- Registered office
- Building 2 30 Friern Park, North Finchley, London, N12 9DA
- Nature of business
-
- Other service activities not elsewhere classified (SIC 96090)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Michael Arthur Smith | Director | Dec 1965 | 13 Aug 2013 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£846
Up £43 from £803
Employees (average)
3
Same as 3
Owed within a year
£92.8k
−7.5% from £100k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 08649059. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Michael Smith Wealth Management’s history from the FCA register and Companies House, newest first.
2021
18 August 2021
- Alison Nicole Smith became a part-owner (25–50% of shares)
- Alison Nicole Smith stopped being a part-owner
Companies House
2018
1 March 2018
- Alison Nicole Smith became a part-owner (25–50% of shares)
Companies House
2016
6 April 2016
- Michael Arthur Smith became the majority owner (50–75% of shares)
Companies House
2014
5 June 2014
- Began trading as "Michael Smith"
FCA register
28 April 2014
- Changed its registered name from "Michael Smith"
FCA register
2013
13 August 2013
- Incorporated at Companies House
- Michael Arthur Smith appointed as a director
Companies House
2004
19 November 2004
- Became an appointed representative
FCA register
Director appointments and resignations, and trading names, appear under All events.
Firms like Michael Smith Wealth Management
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In London
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Get the full report on Michael Smith Wealth Management
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- Every company its directors have run, named
- 2 background checks on its contact details, 1 flagged
- 7 years of accounts, charted
- All 9 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk