Millar and Bryce Limited: FCA regulated?

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Appointed for 11 years
Protected through the principal
No FCA actions
Active company since 1991

Responsible principal firm

Dual Corporate Risks Limited Reference number: 312593 Authorised View firm →

What does this mean?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
Millar and Bryce Limited (FRN 659230) introduces customers to Dual Corporate Risks Limited (FRN 312593). Any regulated advice or arranging is done by the principal, not Millar and Bryce.
Example: if Millar and Bryce refers you to a financial adviser, the advice should come from the principal firm, not from Millar and Bryce itself.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

0131 556 1313
Address

First Floor, East Wing, Lochside House, 3 Lochside Way, Edinburgh, EH12 9DT, United Kingdom

In the full report: 2 background checks

What kind of line 0131 556 1313 is
Who else gives the postcode EH12 9DT

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Dual Corporate Risks Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name: MILLAR & BRYCE LIMITED
Company number: SC134475 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 14 October 1991 (35 years old)
Registered office: First Floor, East Wing, Lochside House, 3 Lochside Way, Edinburgh, EH12 9DT, Scotland
Nature of business: Data processing, hosting and related activities (SIC 63110)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Simon James Brown	Director	Mar 1965	5 Nov 2018	31 other companies
Stephen John Stout	Director	Jan 1960	5 Nov 2018	49 other companies
Matthew Teague	Director	Jun 1975	30 Sep 2024	2 other companies
Matthew Stephen Teague	Secretary	Not published	1 Apr 2019	–

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 57
closed down: 34
went insolvent: 4

In the full report: all 57 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
The 4 that went into liquidation or administration
The 2 on the FCA register
The 23 companies these 3 directors run together
All 25 people who have ever been directors, with their dates

Key dates in its history

Millar and Bryce’s history from the FCA register and Companies House, newest first.

Key events (3) All events (50)

2016

6 April 2016

Decision Insight Information Group (UK) Ltd took control (75–100% of shares)

Companies House

2014

10 December 2014

Became an introducer appointed representative

FCA register

1991

14 October 1991

Incorporated at Companies House

Companies House

In the full report: all 50 events

All 50 events in its history (3 shown here)
Every director appointment and resignation: 47

Firms connected to Millar and Bryce

Other FCA-listed firms that share a director, phone number or address with Millar and Bryce. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 4
share a director: 2
share its postcode: 2

In the full report: all 4 connected firms, named

How each is linked: shared directors (2), the same postcode (2)
Who links each one: the named directors, with dates

Firms like Millar and Bryce

Other firms of the same type (insurance broker), nearest first.

In Edinburgh

Skyscanner LtdEdinburghAppointed representative Arnold Clark Insurance Services LimitedEdinburghAppointed representative Dun Eideann Property LimitedEdinburghAppointed representative Advantage Home Finance LtdEdinburghAppointed representative Charles White LtdEdinburghAppointed representative Commercial Risk Services LtdEdinburghAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Millar and Bryce

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

57 other companies its directors have run, named
2 background checks on its contact details
All 50 events in its history
4 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Millar and Bryce Limited FCA authorised?

Millar and Bryce Limited (FRN 659230) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does introducer appointed representative mean for Millar and Bryce?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Millar and Bryce Limited (FRN 659230) introduces customers to Dual Corporate Risks Limited (FRN 312593). Any regulated advice or arranging is done by the principal, not Millar and Bryce. Example: if Millar and Bryce refers you to a financial adviser, the advice should come from the principal firm, not from Millar and Bryce itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Millar and Bryce’s phone number?

The FCA register lists the phone number 0131 556 1313 for Millar and Bryce. If you were given different contact details, use these to check with the firm before going any further.

Is Millar and Bryce a scam or clone?

Millar and Bryce is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Millar and Bryce?

Protection works through Dual Corporate Risks Limited, the principal firm responsible for Millar and Bryce's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Millar and Bryce?

Millar and Bryce is owned by Decision Insight Information Group (UK) Ltd, which holds 75–100% of shares, since 6 April 2016.

Who runs Millar and Bryce?

Companies House lists 3 directors of Millar and Bryce: Simon James Brown, Stephen John Stout and Matthew Teague.

How long has Millar and Bryce been in business?

The company was formed on 14 October 1991.