MIP Group Ltd

Reference number: 1012241

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Clarity Insurance Services Limited Reference number: 919083 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • MIP Group Ltd (FRN 1012241) is an AR of Clarity Insurance Services Limited (FRN 919083). When you use MIP Group's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from MIP Group, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When myhealthpal.co.uk first appeared online, and whether it can receive email
  • What kind of line 01453 621250 is
  • Who else gives the postcode GL10 3RF
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • My Health Pal Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Clarity Insurance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15426439
Company status
Active
Company type
Private limited company
Incorporated
19 January 2024 (2 years old)
Registered office
Myhealthpal, Kestrel Suite North 2nd B, The Wheelhouse, Bond’S Mill Estate, Stonehouse, Gloucestershire, GL10 3RF, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
George Chandra Blandford-Sen Director Mar 1987 19 Jan 2024 None
James Michael John Bradley Director Apr 1987 20 Aug 2024 None
Matthew James Hall Director Feb 1987 20 Aug 2024 1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 January 2026Small company accountsNot audited

Net assets

−£14.0k

Up £19.6k from −£33.6k

Cash at bank

£35.5k

Up £33.2k from £2,267

Employees (average)

3

+50% from 2

Net assets are negative: on its last balance sheet the company owed £14.0k more than it owned.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15426439. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

MIP Group’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2025

6 May 2025

  • Rhiannon Helen Parker became a part-owner (25–50% of shares)

Companies House

2024

16 May 2024

  • Became an appointed representative

FCA register

19 January 2024

  • Incorporated at Companies House
  • George Chandra Blandford-Sen became a part-owner (25–50% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 3
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Firms like MIP Group

Other firms of the same type (insurance broker), nearest first.

In Stonehouse

Business Insurance Partnership LimitedStonehouseAppointed representative

In the Gloucester (GL) postcode area

HETAS LimitedTewkesburyAppointed representativeSae Health Care Solutions LimitedCheltenhamAppointed representative44 Black Diamonds LtdGloucesterAppointed representativeA H Bryant, J M Hewitt & R J CarterMoreton-in-MarshAppointed representativeA Richardson & N W J VaggesCinderfordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on MIP Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • All 8 events in its history

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Frequently asked questions about this firm

Is MIP Group Ltd FCA authorised?
MIP Group Ltd (FRN 1012241) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for MIP Group?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. MIP Group Ltd (FRN 1012241) is an AR of Clarity Insurance Services Limited (FRN 919083). When you use MIP Group's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from MIP Group, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is MIP Group’s phone number and website?
The FCA register lists the phone number 01453 621250 and the website myhealthpal.co.uk for MIP Group. If you were given different contact details, use these to check with the firm before going any further.
Is MIP Group a scam or clone?
MIP Group is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with MIP Group?
Protection works through Clarity Insurance Services Limited, the principal firm responsible for MIP Group's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns MIP Group?
Companies House lists 2 people with significant control of MIP Group: Mr George Chandra Blandford-Sen (25–50% of shares) and Mrs Rhiannon Helen Parker (25–50% of shares).
Who runs MIP Group?
Companies House lists 3 directors of MIP Group: George Chandra Blandford-Sen, James Michael John Bradley and Matthew James Hall.
How long has MIP Group been in business?
The company was formed on 19 January 2024.
What do MIP Group’s latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of −£14.0k (up £19.6k from −£33.6k) and cash at bank of £35.5k (up £33.2k from £2,267).
Does MIP Group use any other names?
It trades as My Health Pal.

Sources and links

The full report on MIP Group Ltd

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