Missing Element Mortgage Services Limited
Reference number: 411871
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 21 years
- Protected through the principal
- No FCA actions
- Active company since 2006
- Accounts filed up to 30 April 2025
- On its latest accounts it owed £2,322 more than it owned
Responsible principal firm
Sesame Limited Reference number: 150427 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Missing Element Mortgage Services Limited (FRN 411871) is an AR of Sesame Limited (FRN 150427). When you use Missing Element Mortgage Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Missing Element Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
3 Bowmer Lane, Fritchley, Belper, Derbyshire, DE56 2FY, United Kingdom
In the full report: 3 background checks
- When missingelement.co.uk first appeared online, and whether it can receive email
- What kind of line 01773 856355 is
- Who else gives the postcode DE56 2FY
Other names (2)
If you were contacted under any of these names, it is this firm.
- Missing Element Limited Former name: A name it was registered under before.
- Missing Element Equity Release Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Sesame Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 05794278 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 25 April 2006 (20 years old)
- Registered office
- 3 Bowmer Lane, Fritchley, Belper, Derbyshire, DE56 2FY, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Nigel Douglas Jones | Director | Jul 1957 | 25 Apr 2006 | 2 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- closed down
- 1
- went insolvent
- 1
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- The one that went into liquidation or administration
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
−£2,322
−253% from £1,515
Employees (average)
1
−50% from 2
Owed within a year
£19.3k
+61% from £12.0k
Net assets are negative: on its last balance sheet the company owed £2,322 more than it owned.
Assets and liabilities
In the full report: all 4 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 05794278. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Missing Element Mortgage Services’s history from the FCA register and Companies House, newest first.
2016
1 July 2016
- Nigel Douglas Jones took control (75–100% of shares)
Companies House
2007
27 February 2007
- Changed its registered name from "Missing Element Limited"
FCA register
2006
25 April 2006
- Incorporated at Companies House
Companies House
2004
31 October 2004
- Became an appointed representative
FCA register
In the full report: all 11 events
- All 11 events in its history (4 shown here)
- Every director appointment and resignation: 5
Firms like Missing Element Mortgage Services
Other firms of the same type (mortgage adviser or broker), nearest first.
In Belper
In the Derby (DE) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Missing Element Mortgage Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 3 background checks on its contact details
- 4 years of accounts, charted
- All 11 events in its history
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Frequently asked questions about this firm
Is Missing Element Mortgage Services Limited FCA authorised?
What does appointed representative mean for Missing Element Mortgage Services?
What is Missing Element Mortgage Services’ phone number and website?
Is Missing Element Mortgage Services a scam or clone?
Is my money safe with Missing Element Mortgage Services?
Who owns Missing Element Mortgage Services?
Who runs Missing Element Mortgage Services?
How long has Missing Element Mortgage Services been in business?
What do Missing Element Mortgage Services’ latest accounts show?
Does Missing Element Mortgage Services use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk