MJ & EM Services Limited

Reference number: 1019519

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

PHOENIX FINANCIAL CONSULTANTS LIMITED Reference number: 539195 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • MJ & EM Services Limited (FRN 1019519) introduces customers to PHOENIX FINANCIAL CONSULTANTS LIMITED (FRN 539195). Any regulated advice or arranging is done by the principal, not MJ & EM Services.
  • Example: if MJ & EM Services refers you to a financial adviser, the advice should come from the principal firm, not from MJ & EM Services itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When darwinsofshrewsbury.co.uk first appeared online, and whether it can receive email
  • What kind of line 01743 455020 is
  • Who else gives the postcode SY1 4AB
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Darwins of Shrewsbury Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Phoenix Financial Consultants Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06521088
Company status
Active
Company type
Private limited company
Incorporated
3 March 2008 (18 years old)
Registered office
Ironmaster House, 37 Wyle Cop, Shrewsbury, Shropshire, SY1 1XF, England
Nature of business
  • Technical testing and analysis (SIC 71200)
  • Environmental consulting activities (SIC 74901)

Directors and company secretaries

Name Role Born Appointed Other companies
Christopher John Dwyer Director Nov 1969 3 Mar 2008 1 other company
Kim Dwyer Secretary Not published 3 Mar 2008 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

−£72.0k

Down £59.8k from −£12.2k

Employees (average)

2

Same as 2

Owed within a year

£67.0k

+4.6% from £64.1k

Net assets are negative: on its last balance sheet the company owed £72.0k more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06521088. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

MJ & EM Services’s history from the FCA register and Companies House, newest first.

2024

18 September 2024

  • Became an introducer appointed representative
  • Began trading as "Darwins of Shrewsbury"

FCA register

2016

6 April 2016

  • Christopher John Dwyer took control (75–100% of shares)

Companies House

2008

3 March 2008

  • Incorporated at Companies House
  • Christopher John Dwyer appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to MJ & EM Services

Other FCA-listed firms that share a director, phone number or address with MJ & EM Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like MJ & EM Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Shrewsbury

Countrywide Homeloans LimitedShrewsburyAppointed representativeElevate Mortgage Group LimitedShrewsburyAppointed representativeEmma Wigley Mortgage Solutions LtdShrewsburyAppointed representativeHilltop Mortgage Solutions LimitedShrewsburyAppointed representativePMK Mortgage Solutions LLPShrewsburyAppointed representativeSevern Mortgage and Protect LimitedShrewsburyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on MJ & EM Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 5 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is MJ & EM Services Limited FCA authorised?
MJ & EM Services Limited (FRN 1019519) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for MJ & EM Services?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. MJ & EM Services Limited (FRN 1019519) introduces customers to PHOENIX FINANCIAL CONSULTANTS LIMITED (FRN 539195). Any regulated advice or arranging is done by the principal, not MJ & EM Services. Example: if MJ & EM Services refers you to a financial adviser, the advice should come from the principal firm, not from MJ & EM Services itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is MJ & EM Services’ phone number and website?
The FCA register lists the phone number 01743 455020 and the website darwinsofshrewsbury.co.uk for MJ & EM Services. If you were given different contact details, use these to check with the firm before going any further.
Is MJ & EM Services a scam or clone?
MJ & EM Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with MJ & EM Services?
Protection works through Phoenix Financial Consultants Limited, the principal firm responsible for MJ & EM Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns MJ & EM Services?
Companies House lists one person with significant control of MJ & EM Services: Mr Christopher John Dwyer (75–100% of shares).
Who runs MJ & EM Services?
Companies House lists one director of MJ & EM Services: Christopher John Dwyer.
How long has MJ & EM Services been in business?
The company was formed on 3 March 2008.
What do MJ & EM Services’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of −£72.0k (down £59.8k from −£12.2k).
Does MJ & EM Services use any other names?
It trades as Darwins of Shrewsbury.

Sources and links

The full report on MJ & EM Services Limited

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