MJW Mortgage Advice Limited

Reference number: 712323

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Sesame Limited Reference number: 150427 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • MJW Mortgage Advice Limited (FRN 712323) is an AR of Sesame Limited (FRN 150427). When you use MJW Mortgage Advice's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from MJW Mortgage Advice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07725 523686

  • Address

    619 Blackpool Road, Ashton-on-Ribble, Preston, Lancashire, PR2 1LH, United Kingdom

In the full report: 2 background checks

  • What kind of line 07725 523686 is
  • Who else gives the postcode PR2 1LH
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sesame Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09684180
Company status
Active
Company type
Private limited company
Incorporated
14 July 2015 (11 years old)
Registered office
619 Blackpool Road, Preston, PR2 1LH, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Matthew James Wood Director Feb 1983 14 Jul 2015 3 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
2
still active
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 July 2025Small company accountsNot audited

Net assets

£42.5k

−35% from £64.8k

Cash at bank

£67.8k

No earlier figure to compare

Employees (average)

2

Same as 2

Owed within a year

£41.5k

+29% from £32.2k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09684180. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

MJW Mortgage Advice’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Matthew James Wood took control (25–50% of shares)

Companies House

2015

31 July 2015

  • Became an appointed representative

FCA register

14 July 2015

  • Incorporated at Companies House
  • Matthew James Wood appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like MJW Mortgage Advice

Other firms of the same type (mortgage adviser or broker), nearest first.

In Preston

Admarsh Mortgage's LtdPrestonAppointed representativeBridge Mortgages and Protection LtdPrestonAppointed representativeFarrell Heyworth Mortgages & Protection LtdPrestonAppointed representativeFinancial Minefield LtdPrestonAppointed representativeGarstang Mortgages LimitedPrestonAppointed representativeGriffith And Sharp Mortgage Services LimitedPrestonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on MJW Mortgage Advice

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 4 events in its history

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Frequently asked questions about this firm

Is MJW Mortgage Advice Limited FCA authorised?
MJW Mortgage Advice Limited (FRN 712323) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for MJW Mortgage Advice?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. MJW Mortgage Advice Limited (FRN 712323) is an AR of Sesame Limited (FRN 150427). When you use MJW Mortgage Advice's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from MJW Mortgage Advice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is MJW Mortgage Advice’s phone number?
The FCA register lists the phone number 07725 523686 for MJW Mortgage Advice. If you were given different contact details, use these to check with the firm before going any further.
Is MJW Mortgage Advice a scam or clone?
MJW Mortgage Advice is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with MJW Mortgage Advice?
Protection works through Sesame Limited, the principal firm responsible for MJW Mortgage Advice's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns MJW Mortgage Advice?
Companies House lists one person with significant control of MJW Mortgage Advice: Mr Matthew James Wood (25–50% of shares).
Who runs MJW Mortgage Advice?
Companies House lists one director of MJW Mortgage Advice: Matthew James Wood.
How long has MJW Mortgage Advice been in business?
The company was formed on 14 July 2015.
What do MJW Mortgage Advice’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £42.5k (−35% from £64.8k) and cash at bank of £67.8k (no earlier figure to compare).

Sources and links

The full report on MJW Mortgage Advice Limited

£19.99 · Instant PDF download

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