Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 4 years
- Protected through the principal
- No FCA actions
- Active company since 2013
- Accounts filed up to 28 February 2025
Responsible principal firm
AFS Compliance Ltd Reference number: 625035 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Moncton Financial Consultants Ltd (FRN 971260) is an AR of AFS Compliance Ltd (FRN 625035). When you use Moncton Financial Consultants's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Moncton Financial Consultants, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
17 Steeple View Court, Carbis Bay, St. Ives, Cornwall, TR26 2TN, United Kingdom
In the full report: 2 background checks
- What kind of line 07957 606802 is
- Who else gives the postcode TR26 2TN
Other names (2)
If you were contacted under any of these names, it is this firm.
- Funded Finance Trading name: A name it trades under now.
- Synergy Commercial Finance Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through AFS Compliance Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- MONCTON FINANCIAL CONSULTANTS LIMITED
- Company number
- 08410334 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 19 February 2013 (13 years old)
- Registered office
- 17 Steeple View Court, Carbis Bay, St Ives, Cornwall, TR26 2TN, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Jonathan Robert Holland | Director | Nov 1975 | 19 Feb 2013 | None |
| Sara Elizabeth Holland | Secretary | Not published | 16 Jan 2018 | – |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£273
No earlier figure to compare
Employees (average)
1
−50% from 2
Owed within a year
£12.5k
+26% from £9,952
The accounts for the year to 28 February 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £46.8k, for the year to 29 February 2020.
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 08410334. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Moncton Financial Consultants’s history from the FCA register and Companies House, newest first.
2022
4 March 2022
- Became an appointed representative
FCA register
2018
16 January 2018
- Sara Elizabeth Holland became a part-owner (25–50% of shares)
Companies House
2016
6 April 2016
- Jonathan Robert Holland became the majority owner (50–75% of shares)
Companies House
2013
19 February 2013
- Incorporated at Companies House
Companies House
In the full report: all 7 events
- All 7 events in its history (4 shown here)
- Every director appointment and resignation: 1
Firms like Moncton Financial Consultants
Other firms of the same type (mortgage adviser or broker), nearest first.
In St. Ives
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Moncton Financial Consultants
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 7 events in its history
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Frequently asked questions about this firm
Is Moncton Financial Consultants Ltd FCA authorised?
What does appointed representative mean for Moncton Financial Consultants?
What is Moncton Financial Consultants’ phone number?
Is Moncton Financial Consultants a scam or clone?
Is my money safe with Moncton Financial Consultants?
Who owns Moncton Financial Consultants?
Who runs Moncton Financial Consultants?
How long has Moncton Financial Consultants been in business?
What do Moncton Financial Consultants’ latest accounts show?
Does Moncton Financial Consultants use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk