Money Advice & Planning Ltd

Reference number: 489927

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mapfinances.co.uk first appeared online, and whether it can receive email
  • What kind of line 0141 891 7850 is
  • Who else gives the postcode G52 4BL
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Compass Estates Financial Services Trading name
  • MAP Finances Trading name
  • MAP Wealth Management Trading name
  • The Mortgage Cafe Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (15 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC321257
Company status
Active
Company type
Private limited company
Incorporated
17 April 2007 (19 years old)
Registered office
St. Andrews House, 385 Hillington Road, Hillington, Park, Glasgow, G52 4BL
Nature of business
  • Life insurance (SIC 65110)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Iain Edward Singleton Director Sep 1981 17 Apr 2007 4 other companies
Elaine Macadie Director Jul 1978 14 Aug 2008 1 other company
Iain William Dick Director Aug 1961 7 Sep 2010 1 other company
Iain Campbell Crombie Director Sep 1962 15 Nov 2022 2 other companies
Ian Clisby Director Oct 1955 23 Oct 2025 None
Elaine Macadie Secretary Not published 14 Aug 2008 1 other company

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
closed down
4
run together
1

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 5 directors run together
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Full accountsNot audited

Total equity

£1.13m

+30% from £870k

Cash at bank

£1.05m

+24% from £845k

Employees (average)

3

Same as 3

Owed within a year

£14.2k

+183% from £4,999

Total equity

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC321257. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Money Advice & Planning’s history from the FCA register and Companies House, newest first.

Key events (6) All events (23)

2016

6 April 2016

  • Elaine Macadie became a part-owner (25–50% of shares)
  • Iain Edward Singleton became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2009

26 March 2009

  • Became authorised by the FCA

FCA register

25 February 2009

  • Regulated by the Financial Services Authority from this date

FCA register

2007

17 April 2007

  • Incorporated at Companies House

Companies House

In the full report: all 23 events

  • All 23 events in its history (6 shown here)
  • Every director appointment and resignation: 9
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Firms connected to Money Advice & Planning

Other FCA-listed firms that share a director, phone number or address with Money Advice & Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like Money Advice & Planning

Other firms of the same type (financial adviser), nearest first.

In Glasgow

Advanced Asset Consultants LimitedGlasgowAuthorisedAdvanta Direct LtdGlasgowAuthorisedAlistair Craig Financial Services LtdGlasgowAuthorisedAml Associates Financial Services Ltd.GlasgowAuthorisedAvoca Wealth Management LtdGlasgowAuthorisedBegley Brown Financial Solutions Ltd.GlasgowAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Money Advice & Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 23 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Money Advice & Planning Ltd FCA authorised?
Yes, Money Advice & Planning Ltd (FRN 489927) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2009 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Money Advice & Planning’s phone number and website?
The FCA register lists the phone number 0141 891 7850 and the website mapfinances.co.uk for Money Advice & Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Money Advice & Planning a scam or clone?
Money Advice & Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Money Advice & Planning?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Money Advice & Planning to the Financial Ombudsman Service, free of charge.
Who owns Money Advice & Planning?
Companies House lists 2 people with significant control of Money Advice & Planning: Mrs Elaine Macadie (25–50% of shares) and Mr Iain Edward Singleton (25–50% of shares).
Who runs Money Advice & Planning?
Companies House lists 5 directors of Money Advice & Planning: Iain Edward Singleton, Elaine Macadie, Iain William Dick, Iain Campbell Crombie and Ian Clisby.
How long has Money Advice & Planning been in business?
The company was formed on 17 April 2007, and has held its current FCA authorisation since March 2009.
What do Money Advice & Planning’s latest accounts show?
Its latest accounts, to 30 September 2025, show total equity of £1.13m (+30% from £870k) and cash at bank of £1.05m (+24% from £845k).
Does Money Advice & Planning use any other names?
It trades as Compass Estates Financial Services, MAP Finances and MAP Wealth Management. It has previously used the name The Mortgage Cafe.

Sources and links

The full report on Money Advice & Planning Ltd

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