Money Sprite Limited

Reference number: 448283

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Openwork Limited Reference number: 408285 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Money Sprite Limited (FRN 448283) is an AR of Openwork Limited (FRN 408285). When you use Money Sprite's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Money Sprite, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0345 450 4660

  • Address

    Moneysprite, 18th & 19th Floors, 100 Bishopsgate, London, EC2N 4AG, United Kingdom

In the full report: 2 background checks, 1 thing worth a closer look

  • What kind of line 0345 450 4660 is, and the other firm that gives it
  • Whether EC2N 4AG is a shared office: 24 other firms give it
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Other names (15)

If you were contacted under any of these names, it is this firm.

  • Moneysprite Solent Trading name
  • Public Sector Mortgages Trading name
  • Money Sprite Ltd Former name
  • Insurancesprite Former trading name
  • Leadsprite Former trading name
  • Lifecoverexpert.Com Former trading name
  • Moneysprite Brighton Former trading name
  • Moneysprite Chichester Former trading name
  • Moneyspritecompare Former trading name
  • Moneysprite New Forest Former trading name
  • Mortgagesprite Former trading name
  • Mulberry Green Financial Services Former trading name
  • Step by Step Financial Solutions Former trading name
  • Welovemortgages.Com Former trading name
  • www.moneysprite.com Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05605928
Company status
Active
Company type
Private limited company
Incorporated
28 October 2005 (21 years old)
Registered office
18th & 19th Floors, 100 Bishopsgate, London, EC2N 4AG, England
Nature of business
  • Activities of financial services holding companies (SIC 64205)

Directors and company secretaries

Name Role Born Appointed Other companies
Ashley Stephen Brown Director Nov 1977 28 Oct 2005 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
is FCA-registered
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Net assets

£17.3k

Up £16.9k from £385

Employees (average)

2

Same as 2

Owed within a year

£172k

+35% from £127k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05605928. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Money Sprite’s history from the FCA register and Companies House, newest first.

Key events (5) All events (43)

2023

1 February 2023

  • Ashley Stephen Brown became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Clifford Nominees Limited became a part-owner (25–50% of shares)

Companies House

1 April 2016

  • Changed its registered name from "Money Sprite Ltd"

FCA register

2006

16 February 2006

  • Became an appointed representative

FCA register

2005

28 October 2005

  • Incorporated at Companies House

Companies House

In the full report: all 43 events

  • All 43 events in its history (5 shown here)
  • Every director appointment and resignation: 9
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Firms connected to Money Sprite

Other FCA-listed firms that share a director, phone number or address with Money Sprite. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same phone number (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Money Sprite

Other firms of the same type (financial adviser), nearest first.

In London

SIX Financial Information UK LimitedLondonAppointed representativeMagellan Investment Partners (UK) LimitedLondonAppointed representativeMoonfare UK LimitedLondonAppointed representativeAlpha FX Institutional LimitedLondonAppointed representativeLCP Capital Solutions LimitedLondonAppointed representativeBrighton Park Capital UK LimitedLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Money Sprite

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 43 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Money Sprite Limited FCA authorised?
Money Sprite Limited (FRN 448283) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Money Sprite?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Money Sprite Limited (FRN 448283) is an AR of Openwork Limited (FRN 408285). When you use Money Sprite's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Money Sprite, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Money Sprite’s phone number?
The FCA register lists the phone number 0345 450 4660 for Money Sprite. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Money Sprite a scam or clone?
Money Sprite is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Money Sprite?
Protection works through Openwork Limited, the principal firm responsible for Money Sprite's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Money Sprite?
Companies House lists 2 people with significant control of Money Sprite: Mr Ashley Stephen Brown (25–50% of shares) and Clifford Nominees Limited (25–50% of shares).
Who runs Money Sprite?
Companies House lists one director of Money Sprite: Ashley Stephen Brown.
How long has Money Sprite been in business?
The company was formed on 28 October 2005.
What do Money Sprite’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £17.3k (up £16.9k from £385).
Does Money Sprite use any other names?
It trades as Moneysprite Solent and Public Sector Mortgages. It has previously used 13 other names, including Money Sprite Ltd, Insurancesprite and Leadsprite.

Sources and links

The full report on Money Sprite Limited

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