More Living Developments Limited

Reference number: 1017117

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • MORE LIVING DEVELOPMENTS LIMITED (FRN 1017117) introduces customers to PHOENIX FINANCIAL CONSULTANTS LIMITED (FRN 539195). Any regulated advice or arranging is done by the principal, not MORE LIVING DEVELOPMENTS.
  • Example: if MORE LIVING DEVELOPMENTS refers you to a financial adviser, the advice should come from the principal firm, not from MORE LIVING DEVELOPMENTS itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When more-living.co.uk first appeared online, and whether it can receive email
  • What kind of line 0330 353 0284 is
  • Who else gives the postcode G72 0UP
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Phoenix Financial Consultants Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
18 January 2023 (3 years old)
Registered office
Unit 16 Block 6 Trading Estate Third Road, Blantyre, Glasgow, G72 0UP, Scotland
Nature of business
  • Development of building projects (SIC 41100)

Directors and company secretaries

Name Role Born Appointed Other companies
Nicole Jane Ingram Director Jun 1979 25 May 2023 7 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
closed down
6
still active
1

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 January 2026Full accountsNot audited

Turnover

£1.21m

+80% from £675k

Profit before tax

£386k

+132% from £166k

Net assets

£340k

+687% from £43.1k

Cash at bank

£102k

+85% from £54.8k

Turnover and profit

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC755814. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

More Living Developments’s history from the FCA register and Companies House, newest first.

2024

19 July 2024

  • Became an introducer appointed representative

FCA register

2023

25 May 2023

  • John Andrew Rowan gave up control

Companies House

19 January 2023

  • Nicole Jane Ingram took control (75–100% of shares)

Companies House

18 January 2023

  • Incorporated at Companies House
  • John Andrew Rowan took control (75–100% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms connected to More Living Developments

Other FCA-listed firms that share a director, phone number or address with More Living Developments. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like More Living Developments

Other firms of the same type (mortgage adviser or broker), nearest first.

In Glasgow

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on More Living Developments

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 8 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is More Living Developments Limited FCA authorised?
More Living Developments Limited (FRN 1017117) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for More Living Developments?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. More Living Developments Limited (FRN 1017117) introduces customers to PHOENIX FINANCIAL CONSULTANTS LIMITED (FRN 539195). Any regulated advice or arranging is done by the principal, not More Living Developments. Example: if More Living Developments refers you to a financial adviser, the advice should come from the principal firm, not from More Living Developments itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is More Living Developments’ phone number and website?
The FCA register lists the phone number 0330 353 0284 and the website more-living.co.uk for More Living Developments. If you were given different contact details, use these to check with the firm before going any further.
Is More Living Developments a scam or clone?
More Living Developments is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with More Living Developments?
Protection works through Phoenix Financial Consultants Limited, the principal firm responsible for More Living Developments's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns More Living Developments?
Companies House lists one person with significant control of More Living Developments: Mrs Nicole Jane Ingram (75–100% of shares). Before that, it was controlled by Mr John Andrew Rowan.
Who runs More Living Developments?
Companies House lists one director of More Living Developments: Nicole Jane Ingram.
How long has More Living Developments been in business?
The company was formed on 18 January 2023.
What do More Living Developments’ latest accounts show?
Its latest accounts, to 31 January 2026, show turnover of £1.21m (+80% from £675k) and profit before tax of £386k (+132% from £166k).

Sources and links

The full report on More Living Developments Limited

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