Morgan's Financial & Mortgage Services Limited

Reference number: 224452

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Openwork Limited Reference number: 408285 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • MORGAN'S FINANCIAL & MORTGAGE SERVICES LIMITED (FRN 224452) is an AR of Openwork Limited (FRN 408285). When you use MORGAN'S FINANCIAL & MORTGAGE SERVICES's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from MORGAN'S FINANCIAL & MORTGAGE SERVICES, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When morgansfs.co.uk first appeared online, and whether it can receive email
  • What kind of line 01248 800400 is
  • Who else gives the postcode LL59 5EE
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • David Morgan Former name
  • Morgan's Financial Services Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
17028399
Company status
Active
Company type
Private limited company
Incorporated
12 February 2026 (less than a year old)
Registered office
10 High Street, Menai Bridge, Anglesey, LL59 5EE, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
David Morgan Director Sep 1955 12 Feb 2026 2 other companies
Sarah Morgan Director Jul 1977 12 Feb 2026 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Key dates in its history

Morgan's Financial & Mortgage Services’s history from the FCA register and Companies House, newest first.

Key events (6) All events (11)

2026

12 February 2026

  • Incorporated at Companies House
  • David Morgan became a part-owner (25–50% of shares)
  • Sarah Morgan became a part-owner (25–50% of shares)

Companies House

2012

10 January 2012

  • Changed its registered name from "David Morgan"

FCA register

2009

23 April 2009

  • Changed its registered name from "Morgan's Financial Services"

FCA register

2003

17 April 2003

  • Became an appointed representative

FCA register

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 2
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Firms like Morgan's Financial & Mortgage Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Llandudno (LL) postcode area

David Robert SchrimshawDenbighAppointed representativeEastgate Commercial Finance LtdWrexhamAppointed representativeIce Finance LtdWrexhamAppointed representativeIdris Mortgages LimitedLlandudno JunctionAppointed representativeKlaire WilliamsPwllheliAppointed representativeMenai Financial Solutions LimitedColwyn BayAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Morgan's Financial & Mortgage Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 11 events in its history

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Frequently asked questions about this firm

Is Morgan's Financial & Mortgage Services Limited FCA authorised?
Morgan's Financial & Mortgage Services Limited (FRN 224452) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Morgan's Financial & Mortgage Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Morgan's Financial & Mortgage Services Limited (FRN 224452) is an AR of Openwork Limited (FRN 408285). When you use Morgan's Financial & Mortgage Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Morgan's Financial & Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Morgan's Financial & Mortgage Services’ phone number and website?
The FCA register lists the phone number 01248 800400 and the website morgansfs.co.uk for Morgan's Financial & Mortgage Services. If you were given different contact details, use these to check with the firm before going any further.
Is Morgan's Financial & Mortgage Services a scam or clone?
Morgan's Financial & Mortgage Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Morgan's Financial & Mortgage Services?
Protection works through Openwork Limited, the principal firm responsible for Morgan's Financial & Mortgage Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Morgan's Financial & Mortgage Services?
Companies House lists 2 people with significant control of Morgan's Financial & Mortgage Services: Mr David Morgan (25–50% of shares) and Mrs Sarah Morgan (25–50% of shares).
Who runs Morgan's Financial & Mortgage Services?
Companies House lists 2 directors of Morgan's Financial & Mortgage Services: David Morgan and Sarah Morgan.
How long has Morgan's Financial & Mortgage Services been in business?
The company was formed on 12 February 2026.
Does Morgan's Financial & Mortgage Services use any other names?
It has previously used 2 other names: David Morgan and Morgan's Financial Services.

Sources and links

The full report on Morgan's Financial & Mortgage Services Limited

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