Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 12 years
- Protected through the principal
- No FCA actions
- Active company since 2014
- Accounts filed up to 30 June 2025
Responsible principal firm
Mortgage Advice Bureau Limited Reference number: 455545 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Mortgage and Protection Solutions East Ltd (FRN 631750) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use Mortgage and Protection Solutions East's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Mortgage and Protection Solutions East, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Room 31, 3rd Floor, 7 Buchanan Street, Glasgow, G1 3HL, United Kingdom
In the full report: 2 background checks
- What kind of line 01382 808000 is
- Who else gives the postcode G1 3HL
Other names (5)
If you were contacted under any of these names, it is this firm.
- Mortgage Advice Bureau Trading name: A name it trades under now.
- Mortgage Advice Bureau Dundee Trading name: A name it trades under now.
- Rauds Mortgage Solutions Trading name: A name it trades under now.
- MK Property & Finance Former trading name: A name it used to trade under.
- Mortgage and Protection Solutions Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Mortgage Advice Bureau Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- MORTGAGE AND PROTECTION SOLUTIONS EAST LIMITED
- Company number
- SC479360 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 6 June 2014 (12 years old)
- Registered office
- Room 31, 3rd Floor 7 Buchanan Street, Glasgow, Glasgow, G1 3HL, Scotland
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Shona Mair | Director | Apr 1981 | 29 Sep 2021 | 2 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- still active
- 2
- is FCA-registered
- 1
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£164k
+44% from £114k
Cash at bank
£65.6k
−7.7% from £71.1k
Employees (average)
2
Same as 2
Owed within a year
£88.8k
−49% from £173k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company SC479360. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Mortgage and Protection Solutions East’s history from the FCA register and Companies House, newest first.
2021
29 September 2021
- Board replaced: its only director left and 2 new directors took over
- Cara Finance Group Limited took control (75–100% of votes)
- Lee McKelvie gave up control
Companies House
2016
6 April 2016
- Lee McKelvie took control (75–100% of shares)
Companies House
2014
9 September 2014
- Became an appointed representative
FCA register
6 June 2014
- Incorporated at Companies House
Companies House
In the full report: all 18 events
- All 18 events in its history (6 shown here)
- Every director appointment and resignation: 5
Firms connected to Mortgage and Protection Solutions East
Other FCA-listed firms that share a director, phone number or address with Mortgage and Protection Solutions East. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
- past link
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
- 1 past link through former directors
Firms like Mortgage and Protection Solutions East
Other firms of the same type (mortgage adviser or broker), nearest first.
In Glasgow
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Mortgage and Protection Solutions East
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 18 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is Mortgage and Protection Solutions East Ltd FCA authorised?
What does appointed representative mean for Mortgage and Protection Solutions East?
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Is Mortgage and Protection Solutions East a scam or clone?
Is my money safe with Mortgage and Protection Solutions East?
Who owns Mortgage and Protection Solutions East?
Who runs Mortgage and Protection Solutions East?
How long has Mortgage and Protection Solutions East been in business?
What do Mortgage and Protection Solutions East’s latest accounts show?
Does Mortgage and Protection Solutions East use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk