Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
The Lending Channel Ltd Reference number: 626787 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Mortgage Brokers Scotland Ltd (FRN 1036660) is an AR of The Lending Channel Ltd (FRN 626787). When you use Mortgage Brokers Scotland's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Mortgage Brokers Scotland, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
Wheatsheaf House, 2nd Floor, 25 Montgomery Street, East Kilbride, Glasgow, South Lanarkshire, G74 4JS, United Kingdom
In the full report: 2 background checks
- What kind of line 07557 233569 is
- Who else gives the postcode G74 4JS
FCA permissions and consumer protection
- Protection through the principal firmProtection works through The Lending Channel Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC849843 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 27 May 2025 (1 year old)
- Registered office
- 66 Galt Place, East Kilbride, Glasgow, G75 9BB, Scotland
- Nature of business
-
- Activities of mortgage finance companies (SIC 64922)
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Craig Caldwell | Director | May 1986 | 27 May 2025 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Key dates in its history
Mortgage Brokers Scotland’s history from the FCA register and Companies House, newest first.
2025
15 July 2025
- Became an appointed representative
FCA register
27 May 2025
- Incorporated at Companies House
- Craig Caldwell took control (75–100% of shares)
- Craig Caldwell appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Mortgage Brokers Scotland
Other FCA-listed firms that share a director, phone number or address with Mortgage Brokers Scotland. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Mortgage Brokers Scotland
Other firms of the same type (insurance broker), nearest first.
In Glasgow
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Mortgage Brokers Scotland
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- All 4 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is Mortgage Brokers Scotland Ltd FCA authorised?
What does appointed representative mean for Mortgage Brokers Scotland?
What is Mortgage Brokers Scotland’s phone number?
Is Mortgage Brokers Scotland a scam or clone?
Is my money safe with Mortgage Brokers Scotland?
Who owns Mortgage Brokers Scotland?
Who runs Mortgage Brokers Scotland?
How long has Mortgage Brokers Scotland been in business?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk