Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 6 years
- Protected through the principal
- No FCA actions
- Active company since 2019
- Accounts filed up to 31 August 2022
- Accounts are overdue at Companies House
- Confirmation statement is overdue at Companies House
- On its latest accounts it owed £17.2k more than it owned
Responsible principal firm
Beneficial Ltd Reference number: 736655 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Mortgage Safe Limited (FRN 936412) is an AR of Beneficial Ltd (FRN 736655). When you use Mortgage Safe's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Mortgage Safe, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
283 Harrogate Road, Leeds, West Yorkshire, LS17 6PA, United Kingdom
In the full report: 2 background checks
- What kind of line 07779 456114 is
- Who else gives the postcode LS17 6PA
Other names (1)
If you were contacted under any of these names, it is this firm.
- Mortgage Safe Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Beneficial Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
Concerns on the company record
- Accounts are overdue at Companies House.
- Confirmation statement is overdue at Companies House.
- Company number
- 12173146 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 26 August 2019 (7 years old)
- Registered office
- 283 Harrogate Road, Leeds, West Yorkshire, LS17 6PA, United Kingdom
- Nature of business
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- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Haripal Singh Thandi | Director | Dec 1982 | 26 Aug 2019 | None |
| Haripal Singh Thandi | Secretary | Not published | 26 Aug 2019 | – |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
−£17.2k
Down £17.2k from £70
Cash at bank
£3,101
Up £3,031 from £70
Employees (average)
1
No earlier figure to compare
Owed within a year
£2,879
No earlier figure to compare
Its next accounts are overdue at Companies House.
Net assets are negative: on its last balance sheet the company owed £17.2k more than it owned.
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 12173146. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Mortgage Safe’s history from the FCA register and Companies House, newest first.
2023
25 October 2023
- Changed its registered name from "Mortgage Safe Ltd"
FCA register
2020
15 October 2020
- Became an appointed representative
FCA register
2019
26 August 2019
- Incorporated at Companies House
- Haripal Singh Thandi took control (75–100% of shares)
- Haripal Singh Thandi appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Mortgage Safe
Other firms of the same type (mortgage adviser or broker), nearest first.
In Leeds
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Mortgage Safe
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- All 5 events in its history
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Frequently asked questions about this firm
Is Mortgage Safe Limited FCA authorised?
What does appointed representative mean for Mortgage Safe?
What is Mortgage Safe’s phone number?
Is Mortgage Safe a scam or clone?
Is my money safe with Mortgage Safe?
Who owns Mortgage Safe?
Who runs Mortgage Safe?
How long has Mortgage Safe been in business?
What do Mortgage Safe’s latest accounts show?
Does Mortgage Safe use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk