Mosaic Mortgages Limited
Reference number: 942182
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 5 years
- Protected through the principal
- No FCA actions
- Active company since 2020
- Accounts filed up to 31 August 2025
Responsible principal firm
HL Partnership Limited Reference number: 303397 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Mosaic Mortgages Limited (FRN 942182) is an AR of HL Partnership Limited (FRN 303397). When you use Mosaic Mortgages's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Mosaic Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
2 Pennington Grove, Leeds, Leeds, LS6 2JL, United Kingdom
In the full report: 3 background checks
- When mosaicmortgages.co.uk first appeared online, and whether it can receive email
- What kind of line 01604 330240 is
- Who else gives the postcode LS6 2JL
FCA permissions and consumer protection
- Protection through the principal firmProtection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 12812528 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 14 August 2020 (6 years old)
- Registered office
- 2 Pennington Grove, Leeds, LS6 2JL, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Shaun Michael Bielby | Director | Dec 1970 | 14 Aug 2020 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£7,695
+11% from £6,921
Employees (average)
1
Same as 1
The accounts for the year to 31 August 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £23.1k, for the year to 31 August 2023.
The accounts for the year to 31 August 2025 do not tag profit before tax in a form that can be read automatically, so it is not shown. The last tagged figure is −£4,155, for the year to 31 August 2022.
Assets and liabilities
In the full report: all 5 years of accounts
- Every year from 2021 to 2025
- Both charts, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 12812528. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Mosaic Mortgages’s history from the FCA register and Companies House, newest first.
2024
9 February 2024
- Began trading as "Mosaic Mortgages"
FCA register
2021
4 January 2021
- Became an appointed representative
FCA register
2020
14 August 2020
- Incorporated at Companies House
- Shaun Michael Bielby took control (75–100% of shares)
- Shaun Michael Bielby appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Mosaic Mortgages
Other firms of the same type (mortgage adviser or broker), nearest first.
In Leeds
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Mosaic Mortgages
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 5 years of accounts, charted
- All 5 events in its history
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Frequently asked questions about this firm
Is Mosaic Mortgages Limited FCA authorised?
What does appointed representative mean for Mosaic Mortgages?
What is Mosaic Mortgages’ phone number and website?
Is Mosaic Mortgages a scam or clone?
Is my money safe with Mosaic Mortgages?
Who owns Mosaic Mortgages?
Who runs Mosaic Mortgages?
How long has Mosaic Mortgages been in business?
What do Mosaic Mortgages’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk