Motability Enterprises Limited

Reference number: 538055

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Motability Enterprises Limited (FRN 538055) introduces customers to Fish Administration Limited (FRN 310172). Any regulated advice or arranging is done by the principal, not Motability Enterprises.
  • Example: if Motability Enterprises refers you to a financial adviser, the advice should come from the principal firm, not from Motability Enterprises itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When motabilityenterprises.co.uk first appeared online, and whether it can receive email
  • What kind of line 01279 635999 is, and the other firm that gives it
  • Who else gives the postcode CM19 5PX
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Fish Administration Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
25 January 1984 (42 years old)
Registered office
Warwick House, Stadium Way, Roydon Road, Harlow, Essex, CM19 5PX
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Gary Parker Director Aug 1963 29 Mar 2018 None
Richard John Cartwright Director Aug 1985 6 Jul 2021 11 other companies
Nigel Owen Fletcher Director Mar 1976 22 Mar 2024 5 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
16
closed down
3
went insolvent
1

In the full report: all 16 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 2 on the FCA register
  • All 15 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Full accountsNot audited

Turnover

£2.54m

No earlier figure to compare

Profit before tax

£378k

No earlier figure to compare

Net assets

£15.1k

No earlier figure to compare

Cash at bank

£332k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 01786053. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Motability Enterprises’s history from the FCA register and Companies House, newest first.

2018

9 April 2018

  • Board replaced: both directors left and 3 new directors took over

Companies House

2016

6 April 2016

  • Motability took control (75–100% of shares)

Companies House

2007

21 April 2007

  • Became an introducer appointed representative

FCA register

1984

25 January 1984

  • Incorporated at Companies House

Companies House

In the full report: all 29 events

  • All 29 events in its history (4 shown here)
  • Every director appointment and resignation: 25
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Firms connected to Motability Enterprises

Other FCA-listed firms that share a director, phone number or address with Motability Enterprises. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
1
share its phone number
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (1), the same phone number (1), the same postcode (1)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Motability Enterprises

Other firms of the same type (insurance broker), nearest first.

In Harlow

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Motability Enterprises

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 16 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 29 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Motability Enterprises Limited FCA authorised?
Motability Enterprises Limited (FRN 538055) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Motability Enterprises?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Motability Enterprises Limited (FRN 538055) introduces customers to Fish Administration Limited (FRN 310172). Any regulated advice or arranging is done by the principal, not Motability Enterprises. Example: if Motability Enterprises refers you to a financial adviser, the advice should come from the principal firm, not from Motability Enterprises itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Motability Enterprises’ phone number and website?
The FCA register lists the phone number 01279 635999 and the website motabilityenterprises.co.uk for Motability Enterprises. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Motability Enterprises a scam or clone?
Motability Enterprises is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Motability Enterprises?
Protection works through Fish Administration Limited, the principal firm responsible for Motability Enterprises's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Motability Enterprises?
Motability Enterprises is owned by Motability, which holds 75–100% of shares, since 6 April 2016.
Who runs Motability Enterprises?
Companies House lists 3 directors of Motability Enterprises: Gary Parker, Richard John Cartwright and Nigel Owen Fletcher.
How long has Motability Enterprises been in business?
The company was formed on 25 January 1984.
What do Motability Enterprises’ latest accounts show?
Its latest accounts, to 31 March 2025, show turnover of £2.54m (no earlier figure to compare) and profit before tax of £378k (no earlier figure to compare).

Sources and links

The full report on Motability Enterprises Limited

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