Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 15 years
- Protected through the principal
- No FCA actions
- Active company since 2007
- Accounts filed up to 31 December 2025
- On its latest accounts it owed £1.73m more than it owned
- 1 thing worth a closer look in the background checks
Responsible principal firm
PIB Risk Services Limited Reference number: 308333 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Warwick Estates Property Management Ltd (FRN 551215) is an AR of PIB Risk Services Limited (FRN 308333). When you use Warwick Estates Property Management's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Warwick Estates Property Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Website
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Phone number
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Address
One Station Approach, Harlow, Essex, CM20 2FB, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When we-pm.co.uk first appeared online, and whether it can receive email
- What kind of line 01279 957400 is
- Who else gives the postcode CM20 2FB
Other names (2)
If you were contacted under any of these names, it is this firm.
- Warwick Estates Trading name: A name it trades under now.
- Warwick Estates Property Management Limited Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through PIB Risk Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 06230550 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 30 April 2007 (19 years old)
- Registered office
- One, Station Approach, Harlow, Essex, CM20 2FB, England
- Nature of business
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- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
- Management of real estate on a fee or contract basis (SIC 68320)
- Combined facilities support activities (SIC 81100)
- Combined office administrative service activities (SIC 82110)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Carl Beard | Director | Jun 1986 | 22 Feb 2023 | 33 other companies |
| Emma Christine Power | Director | Sep 1980 | 22 Feb 2023 | 16 other companies |
| Louise Taylor | Director | Feb 1980 | 22 Feb 2023 | 5 other companies |
| Ross Hulmston | Director | Apr 1985 | 22 Feb 2023 | 6 other companies |
| David Melisi | Director | Mar 1983 | 5 Apr 2023 | 8 other companies |
Other companies run by these 5 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 43
- closed down
- 1
- run together
- 9
In the full report: all 43 companies, named
- What each company does, and whether it is still trading
- Which of these 5 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 9 companies these 5 directors run together
- All 16 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
−£1.73m
Up £336k from −£2.06m
Cash at bank
£1.19m
+288% from £307k
Employees (average)
150
−15% from 177
Owed within a year
£2.97m
−19% from £3.67m
Net assets are negative: on its last balance sheet the company owed £1.73m more than it owned.
No turnover or profit for the year to 31 December 2025: the accounts print them but do not tag them. The last tagged figures are £8.53m turnover and −£1.76m profit, for the year to 31 December 2021.
Turnover and profit
In the full report: all 4 years of accounts
- Every year from 2019 to 2025
- Both charts, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 06230550. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Warwick Estates Property Management’s history from the FCA register and Companies House, newest first.
2026
19 February 2026
- Changed its registered name from "Warwick Estates Property Management Limited"
FCA register
2023
22 February 2023
- Board replaced: all 3 directors left and 5 new directors took over
Companies House
2017
2 March 2017
- Craig Stevens stopped being a part-owner
- Rodney Malcolm Aldridge became the majority owner (50–75% of shares)
- Rodney Malcolm Aldridge stopped being the majority owner
Companies House
2016
6 April 2016
- Craig Stevens became a part-owner (25–50% of shares)
- United Companies Ltd took control (75–100% of shares)
Companies House
2011
17 May 2011
- Became an appointed representative
FCA register
2007
30 April 2007
- Incorporated at Companies House
Companies House
In the full report: all 39 events
- All 39 events in its history (9 shown here)
- Every director appointment and resignation: 29
Firms connected to Warwick Estates Property Management
Other FCA-listed firms that share a director, phone number or address with Warwick Estates Property Management. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share its postcode
- 3
In the full report: all 3 connected firms, named
- How each is linked: the same postcode (3)
- Who links each one: the named directors, with dates
Firms like Warwick Estates Property Management
Other firms of the same type (insurance broker), nearest first.
In Harlow
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Warwick Estates Property Management
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 43 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 4 years of accounts, charted
- All 39 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk