kinetiQ Underwriting Ltd
Reference number: 922737
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 6 years
- Protected through the principal
- No FCA actions
- Active company since 2020
- Accounts filed up to 31 December 2025
Responsible principal firm
CoverMy Ltd Reference number: 571906 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- kinetiQ Underwriting Ltd (FRN 922737) is an AR of CoverMy Ltd (FRN 571906). When you use kinetiQ Underwriting's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from kinetiQ Underwriting, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Number One, Station Approach, Harlow, Essex, CM20 2FB, United Kingdom
In the full report: 3 background checks
- When kinetiqunderwriting.co.uk first appeared online, and whether it can receive email
- What kind of line 01992 566925 is
- Who else gives the postcode CM20 2FB
Other names (4)
If you were contacted under any of these names, it is this firm.
- kinetiQ.Drive Trading name: A name it trades under now.
- CUA MOTOR LIMITED Former name: A name it was registered under before.
- CUA Motor Former trading name: A name it used to trade under.
- My Taxi Insurance Services Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through CoverMy Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 12481183 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 25 February 2020 (6 years old)
- Registered office
- Number One, Station Approach, Harlow, CM20 2FB, England
- Nature of business
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- Non-life insurance (SIC 65120)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Richard Dominic Cross | Director | Aug 1974 | 25 Feb 2020 | 5 other companies |
| Martin Harris | Director | Oct 1964 | 25 Feb 2020 | 7 other companies |
| Daniel Jamie Thompson | Director | Jul 1990 | 10 Oct 2023 | 5 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 9
- closed down
- 3
- are FCA-registered
- 2
In the full report: all 9 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
- The 7 companies these 3 directors run together
- All 5 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£2.52m
+629% from £346k
Cash at bank
£8.67m
−8.8% from £9.50m
Owed within a year
£11.6m
−26% from £15.8m
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 12481183. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
KinetiQ Underwriting’s history from the FCA register and Companies House, newest first.
2021
15 December 2021
- Changed its registered name from "CUA MOTOR LIMITED"
FCA register
9 July 2021
- Capital Underwriting Agencies Group Limited gave up control
- Martin Harris became a part-owner (25–50% of shares)
- Paul Gavin Dodds became the majority owner (50–75% of shares)
Companies House
2020
30 July 2020
- Capital Underwriting Agencies Group Limited took control (75–100% of shares)
- Mercury Insurance Brokers Limited gave up control
Companies House
15 March 2020
- Became an appointed representative
FCA register
25 February 2020
- Incorporated at Companies House
- Mercury Insurance Brokers Limited took control (75–100% of shares)
Companies House
In the full report: all 21 events
- All 21 events in its history (9 shown here)
- Every director appointment and resignation: 7
Firms connected to kinetiQ Underwriting
Other FCA-listed firms that share a director, phone number or address with kinetiQ Underwriting. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share a director
- 2
- share its postcode
- 3
In the full report: all 3 connected firms, named
- How each is linked: shared directors (2), the same postcode (3)
- Who links each one: the named directors, with dates
Firms like kinetiQ Underwriting
Other firms of the same type (insurance broker), nearest first.
In Harlow
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on kinetiQ Underwriting
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 9 other companies its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 21 events in its history
- 3 connected firms, named, and who links them
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk