MP Rowland Limited

Reference number: 1015537

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Chrysalis Finance Limited Reference number: 631193 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • MP Rowland Limited (FRN 1015537) is an AR of Chrysalis Finance Limited (FRN 631193). When you use MP Rowland's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from MP Rowland, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When northdowndental.co.uk first appeared online, and whether it can receive email
  • What kind of line 028 9127 1026 is
  • Who else gives the postcode BT20 5DR
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • North Down Implant and Orthodontic Clinic Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Chrysalis Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
NI691288
Company status
Active
Company type
Private limited company
Incorporated
21 September 2022 (4 years old)
Registered office
25 Shore Road, Holywood, BT18 9HX, Northern Ireland
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael Rowland Director Apr 1990 30 Sep 2022 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 31 January 2026Micro-entity accountsNot audited

Net assets

£57.7k

+239% from £17.0k

Employees (average)

10

−23% from 13

Owed within a year

£169k

+141% from £69.9k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI691288. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

MP Rowland’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2024

9 June 2024

  • Became an appointed representative

FCA register

2022

30 September 2022

  • Michael Rowland took control (75–100% of shares)
  • William Wilson gave up control

Companies House

21 September 2022

  • Incorporated at Companies House
  • William Wilson took control (75–100% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like MP Rowland

Other firms of the same type (credit broker), nearest first.

In Bangor

Nigel Smith Healthcare LimitedBangorAppointed representativeConor HamillBangorAuthorisedDaniel HarrisBangorAuthorisedHanna Financial Services LimitedBangorAuthorisedMatthew CarterBangorAuthorisedMunuPay LtdBangorAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on MP Rowland

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 9 events in its history

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Frequently asked questions about this firm

Is MP Rowland Limited FCA authorised?
MP Rowland Limited (FRN 1015537) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for MP Rowland?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. MP Rowland Limited (FRN 1015537) is an AR of Chrysalis Finance Limited (FRN 631193). When you use MP Rowland's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from MP Rowland, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is MP Rowland’s phone number and website?
The FCA register lists the phone number 028 9127 1026 and the website northdowndental.co.uk for MP Rowland. If you were given different contact details, use these to check with the firm before going any further.
Is MP Rowland a scam or clone?
MP Rowland is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with MP Rowland?
Protection works through Chrysalis Finance Limited, the principal firm responsible for MP Rowland's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns MP Rowland?
Companies House lists one person with significant control of MP Rowland: Mr Michael Rowland (75–100% of shares). Before that, it was controlled by William Wilson.
Who runs MP Rowland?
Companies House lists one director of MP Rowland: Michael Rowland.
How long has MP Rowland been in business?
The company was formed on 21 September 2022.
What do MP Rowland’s latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £57.7k (+239% from £17.0k).
Does MP Rowland use any other names?
It trades as North Down Implant and Orthodontic Clinic.

Sources and links

The full report on MP Rowland Limited

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