Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 3 years
- Protected through the principal
- No FCA actions
- Active company since 2020
- Accounts filed up to 31 December 2025
Responsible principal firm
Chrysalis Finance Limited Reference number: 631193 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Nigel Smith Healthcare Limited (FRN 990481) introduces customers to Chrysalis Finance Limited (FRN 631193). Any regulated advice or arranging is done by the principal, not Nigel Smith Healthcare.
- Example: if Nigel Smith Healthcare refers you to a financial adviser, the advice should come from the principal firm, not from Nigel Smith Healthcare itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
107 Hamilton Road, Bangor, BT20 4LN, United Kingdom
In the full report: 3 background checks
- When nigelsmithdental.com first appeared online, and whether it can receive email
- What kind of line 07783 335252 is, and the other firm that gives it
- Who else gives the postcode BT20 4LN
Other names (1)
If you were contacted under any of these names, it is this firm.
- Nigel Smith Dental Care Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Chrysalis Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- NI674797 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 8 December 2020 (5 years old)
- Registered office
- C/O Dnt Chartered Accounts Ormeau House, 91-97 Ormeau Road, Belfast, County Antrim, BT7 1SH, Northern Ireland
- Nature of business
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- Other service activities not elsewhere classified (SIC 96090)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Nigel Edmund Smith | Director | Sep 1983 | 8 Dec 2020 | 1 other company |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- still active
- 1
- is FCA-registered
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£19.1k
−70% from £63.6k
Employees (average)
7
Same as 7
Owed within a year
£170k
+6.9% from £159k
Assets and liabilities
In the full report: all 5 years of accounts
- Every year from 2021 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company NI674797. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Nigel Smith Healthcare’s history from the FCA register and Companies House, newest first.
2026
16 March 2026
- Lucy Kerr stopped being a part-owner
Companies House
2023
23 January 2023
- Became an introducer appointed representative
FCA register
2021
1 December 2021
- Lucy Kerr became a part-owner (25–50% of shares)
Companies House
2020
8 December 2020
- Incorporated at Companies House
- Nigel Edmund Smith became a part-owner (25–50% of shares)
Companies House
In the full report: all 10 events
- All 10 events in its history (5 shown here)
- Every director appointment and resignation: 4
Firms connected to Nigel Smith Healthcare
Other FCA-listed firms that share a director, phone number or address with Nigel Smith Healthcare. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its phone number
- 1
In the full report: the connected firm, named
- How it is linked: the same phone number (1)
- Who links it to this firm: the named directors, with dates
Firms like Nigel Smith Healthcare
Other firms of the same type (credit broker), nearest first.
In Bangor
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Nigel Smith Healthcare
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 3 background checks on its contact details
- 5 years of accounts, charted
- All 10 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk