Muick Sandy Ltd
Reference number: 993855
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 3 years
- Protected through the principal
- No FCA actions
- Active company since 2023
- Accounts filed up to 31 July 2025
Responsible principal firm
MARK BATES LIMITED Reference number: 308390 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Muick Sandy Ltd (FRN 993855) is an AR of MARK BATES LIMITED (FRN 308390). When you use Muick Sandy's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Muick Sandy, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Unit H9-H11, Boscombe Business Park, Severn Road, Hallen, Bristol, South Gloucestershire, BS10 7SB, United Kingdom
In the full report: 3 background checks
- When muicksandy.co.uk first appeared online, and whether it can receive email
- What kind of line 0800 043 2323 is
- Who else gives the postcode BS10 7SB
Other names (1)
If you were contacted under any of these names, it is this firm.
- RLTMS Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Mark Bates Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14661670 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 14 February 2023 (3 years old)
- Registered office
- C/O Bishop Fleming Llp, 10 Temple Back, Bristol, BS1 6FL, United Kingdom
- Nature of business
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- Other retail sale not in stores, stalls or markets (SIC 47990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Ricky Lloyd Towler | Director | Jun 1983 | 14 Feb 2023 | 4 other companies |
| Benjamin John Kenny | Director | May 1984 | 18 Jul 2024 | 4 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 6
- closed down
- 3
- run together
- 2
In the full report: all 6 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 companies these 2 directors run together
Filed accounts and finances
Net assets
£368k
No earlier figure to compare
Cash at bank
£767k
+68% from £455k
Employees (average)
42
+180% from 15
Owed within a year
£2.56m
+24% from £2.07m
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 14661670. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Muick Sandy’s history from the FCA register and Companies House, newest first.
2025
17 December 2025
- Golden Partners Ltd took control (75–100% of shares)
- Ricky Lloyd Towler gave up control
Companies House
2023
20 October 2023
- Changed its registered name from "RLTMS Ltd"
FCA register
24 March 2023
- Became an appointed representative
FCA register
14 February 2023
- Incorporated at Companies House
- Ricky Lloyd Towler took control (75–100% of shares)
Companies House
In the full report: all 11 events
- All 11 events in its history (6 shown here)
- Every director appointment and resignation: 2
Firms like Muick Sandy
Other firms of the same type (retailer), nearest first.
In Bristol
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Muick Sandy
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 6 other companies its directors have run, named
- 3 background checks on its contact details
- All 11 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk