Naomi Financial Limited

Reference number: 1008214

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

HL Partnership Limited Reference number: 303397 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Naomi Financial Limited (FRN 1008214) is an AR of HL Partnership Limited (FRN 303397). When you use Naomi Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Naomi Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07725 875733

  • Address

    20 Victoria Street, Holmfirth, Kirklees, HD9 7DE, United Kingdom

In the full report: 2 background checks

  • What kind of line 07725 875733 is
  • Who else gives the postcode HD9 7DE
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14332039
Company status
Active
Company type
Private limited company
Incorporated
2 September 2022 (4 years old)
Registered office
20 Victoria Street, Holmfirth, HD9 7DE, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Naomi Sophia Dent Director Apr 1986 2 Sep 2022 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
Instant PDF download

Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Net assets

£105k

+132% from £45.1k

Cash at bank

£128k

+142% from £53.2k

Employees (average)

2

Same as 2

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14332039. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Naomi Financial’s history from the FCA register and Companies House, newest first.

2024

18 March 2024

  • Became an appointed representative
  • Began trading as "Naomi Financial"

FCA register

2022

2 September 2022

  • Incorporated at Companies House
  • Naomi Sophia Dent took control (75–100% of shares)
  • Naomi Sophia Dent appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Naomi Financial

Other firms of the same type (mortgage adviser or broker), nearest first.

In Holmfirth

Inglestone Finance LimitedHolmfirthAppointed representativeRichard BarberHolmfirthAppointed representativeThe Mortgage Avenue LtdHolmfirthAppointed representativeLiz Gill Financial Solutions LtdHolmfirthAuthorisedMeltham Financial Solutions LLPHolmfirthAuthorisedMr Richard LisleHolmfirthAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Naomi Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Naomi Financial Limited FCA authorised?
Naomi Financial Limited (FRN 1008214) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Naomi Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Naomi Financial Limited (FRN 1008214) is an AR of HL Partnership Limited (FRN 303397). When you use Naomi Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Naomi Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Naomi Financial’s phone number?
The FCA register lists the phone number 07725 875733 for Naomi Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Naomi Financial a scam or clone?
Naomi Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Naomi Financial?
Protection works through HL Partnership Limited, the principal firm responsible for Naomi Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Naomi Financial?
Companies House lists one person with significant control of Naomi Financial: Mrs Naomi Sophia Dent (75–100% of shares).
Who runs Naomi Financial?
Companies House lists one director of Naomi Financial: Naomi Sophia Dent.
How long has Naomi Financial been in business?
The company was formed on 2 September 2022.
What do Naomi Financial’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £105k (+132% from £45.1k) and cash at bank of £128k (+142% from £53.2k).

Sources and links

The full report on Naomi Financial Limited

£19.99 · Instant PDF download

Loading secure checkout…