The Mortgage Avenue Ltd

Reference number: 805070

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Personal Touch Financial Services Limited Reference number: 187834 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • The Mortgage Avenue Ltd (FRN 805070) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use The Mortgage Avenue's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from The Mortgage Avenue, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07507 140435

  • Address

    331 New Mill Road, Brockholes, Holmfirth, West Yorkshire, HD9 7AA, United Kingdom

In the full report: 2 background checks

  • What kind of line 07507 140435 is
  • Who else gives the postcode HD9 7AA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • The Mortgage Hutt Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Personal Touch Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11172252
Company status
Active
Company type
Private limited company
Incorporated
26 January 2018 (8 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Anthony Mark James Hutt Director Mar 1984 26 Jan 2018 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£431

Up £13.3k from −£12.9k

Employees (average)

3

Same as 3

Owed within a year

£13.0k

−14% from £15.1k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11172252. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The Mortgage Avenue’s history from the FCA register and Companies House, newest first.

2019

11 June 2019

  • Changed its registered name from "The Mortgage Hutt Ltd"

FCA register

18 January 2019

  • Anthony Mark James Hutt took control (75–100% of shares)

Companies House

2018

26 March 2018

  • Became an appointed representative

FCA register

26 January 2018

  • Incorporated at Companies House
  • Anthony Mark James Hutt appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like The Mortgage Avenue

Other firms of the same type (mortgage adviser or broker), nearest first.

In Holmfirth

Inglestone Finance LimitedHolmfirthAppointed representativeNaomi Financial LimitedHolmfirthAppointed representativeRichard BarberHolmfirthAppointed representativeLiz Gill Financial Solutions LtdHolmfirthAuthorisedMeltham Financial Solutions LLPHolmfirthAuthorisedMr Richard LisleHolmfirthAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Mortgage Avenue

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 5 events in its history

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Frequently asked questions about this firm

Is The Mortgage Avenue Ltd FCA authorised?
The Mortgage Avenue Ltd (FRN 805070) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for The Mortgage Avenue?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. The Mortgage Avenue Ltd (FRN 805070) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use The Mortgage Avenue's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from The Mortgage Avenue, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is The Mortgage Avenue’s phone number?
The FCA register lists the phone number 07507 140435 for The Mortgage Avenue. If you were given different contact details, use these to check with the firm before going any further.
Is The Mortgage Avenue a scam or clone?
The Mortgage Avenue is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Mortgage Avenue?
Protection works through Personal Touch Financial Services Limited, the principal firm responsible for The Mortgage Avenue's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns The Mortgage Avenue?
Companies House lists one person with significant control of The Mortgage Avenue: Mr Anthony Mark James Hutt (75–100% of shares).
Who runs The Mortgage Avenue?
Companies House lists one director of The Mortgage Avenue: Anthony Mark James Hutt.
How long has The Mortgage Avenue been in business?
The company was formed on 26 January 2018.
What do The Mortgage Avenue’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £431 (up £13.3k from −£12.9k).
Does The Mortgage Avenue use any other names?
It has previously used the name The Mortgage Hutt Ltd.

Sources and links

The full report on The Mortgage Avenue Ltd

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