Richard Barber

Reference number: 454930

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Appointed representative

Richard Barber does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

MORTGAGE INTELLIGENCE LIMITED Reference number: 305330 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Richard Barber (FRN 454930) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use Richard Barber's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Richard Barber, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07966 214423

  • Address

    Ing Bottom, 14 Helme, Meltham, Holmfirth, West Yorkshire, HD9 5RW, United Kingdom

In the full report: 2 background checks

  • What kind of line 07966 214423 is
  • Who else gives the postcode HD9 5RW
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • The Fresh Partnership Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Intelligence Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Richard Barber’s history from the FCA register and Companies House, newest first.

2014

10 June 2014

  • Changed its registered name from "The Fresh Partnership"

FCA register

27 May 2014

  • Began trading as "The Fresh Partnership"

FCA register

2006

20 July 2006

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Richard Barber

Other firms of the same type (mortgage adviser or broker), nearest first.

In Holmfirth

Inglestone Finance LimitedHolmfirthAppointed representativeNaomi Financial LimitedHolmfirthAppointed representativeThe Mortgage Avenue LtdHolmfirthAppointed representativeLiz Gill Financial Solutions LtdHolmfirthAuthorisedMeltham Financial Solutions LLPHolmfirthAuthorisedMr Richard LisleHolmfirthAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Richard Barber

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 3 events in its history

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Frequently asked questions about this firm

Is Richard Barber FCA authorised?
Richard Barber (FRN 454930) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Richard Barber?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Richard Barber (FRN 454930) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use Richard Barber's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Richard Barber, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Richard Barber’s phone number?
The FCA register lists the phone number 07966 214423 for Richard Barber. If you were given different contact details, use these to check with the firm before going any further.
Is Richard Barber a scam or clone?
Richard Barber is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Richard Barber?
Protection works through Mortgage Intelligence Limited, the principal firm responsible for Richard Barber's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Richard Barber use any other names?
It trades as The Fresh Partnership.

Sources and links

The full report on Richard Barber

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