Neil Allan

Reference number: 565294

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Appointed representative

Neil Allan does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Neil Allan (FRN 565294) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Neil Allan's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Neil Allan, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When derrymortgagecentre.com first appeared online, and whether it can receive email
  • What kind of line 028 7141 7295 is
  • Who else gives the postcode BT47 3FW
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Other names (14)

If you were contacted under any of these names, it is this firm.

  • Belfast Mortgage Centre Trading name: A name it trades under now.
  • Derry Mortgage Centre Trading name: A name it trades under now.
  • Equity Release (NI) Trading name: A name it trades under now.
  • Magherafelt Mortgage Centre Trading name: A name it trades under now.
  • The Mortgage Centre (NI) Trading name: A name it trades under now.
  • Aspire Mortgage & Investment (NI) Former trading name: A name it used to trade under.
  • Belfast Mortage Centre Former trading name: A name it used to trade under.
  • Derry Mortgages Former trading name: A name it used to trade under.
  • Lisburn Mortgage Centre Former trading name: A name it used to trade under.
  • LMC Wealth Former trading name: A name it used to trade under.
  • Lympstone Financial Former trading name: A name it used to trade under.
  • The Lisburn Mortgage Centre¿ Former trading name: A name it used to trade under.
  • The Mortgage Centre (Belfast) Former trading name: A name it used to trade under.
  • York Mortgages Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Neil Allan’s history from the FCA register and Companies House, newest first.

2011

27 September 2011

  • Became an appointed representative

FCA register

In the full report: all 26 events

  • All 26 events in its history (1 shown here)
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Firms like Neil Allan

Other firms of the same type (financial adviser), nearest first.

In the Belfast (BT) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Neil Allan

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 26 events in its history

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Frequently asked questions about this firm

Is Neil Allan FCA authorised?
Neil Allan (FRN 565294) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Neil Allan?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Neil Allan (FRN 565294) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Neil Allan's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Neil Allan, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Neil Allan’s phone number and website?
The FCA register lists the phone number 028 7141 7295 and the website derrymortgagecentre.com for Neil Allan. If you were given different contact details, use these to check with the firm before going any further.
Is Neil Allan a scam or clone?
Neil Allan is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Neil Allan?
Protection works through Quilter Financial Services Limited, the principal firm responsible for Neil Allan's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Neil Allan use any other names?
It trades as Belfast Mortgage Centre, Derry Mortgage Centre, Equity Release (NI), Magherafelt Mortgage Centre and The Mortgage Centre (NI). It has previously used 9 other names, including Aspire Mortgage & Investment (NI), Belfast Mortage Centre and Derry Mortgages.

Sources and links

The full report on Neil Allan

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