NFRC Commercial Limited

Reference number: 1029125

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • NFRC Commercial Limited (FRN 1029125) introduces customers to EC Insurance Services Limited (FRN 312803). Any regulated advice or arranging is done by the principal, not NFRC Commercial.
  • Example: if NFRC Commercial refers you to a financial adviser, the advice should come from the principal firm, not from NFRC Commercial itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When nfrc.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 7638 7663 is
  • Who else gives the postcode EC2A 2DY
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • NFRC Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through EC Insurance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
7 May 1991 (35 years old)
Registered office
31 Worship Street, London, EC2A 2DY
Nature of business
  • Activities of business and employers membership organisations (SIC 94110)

Directors and company secretaries

Name Role Born Appointed Other companies
James Cameron Talman Director Feb 1958 3 Jul 2019 11 other companies
Michael David Alexander Coyle Director Apr 1963 1 Jul 2023 2 other companies
Richard William Miller Director Mar 1981 1 Apr 2026 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
13
closed down
3
still active
10

In the full report: all 13 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 24 people who have ever been directors, with their dates
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Key dates in its history

NFRC Commercial’s history from the FCA register and Companies House, newest first.

2025

1 March 2025

  • Became an introducer appointed representative

FCA register

2019

1 February 2019

  • Andrew Laurence King no longer has significant control
  • The National Federation Of Roofing Contractors Limited took control (75–100% of shares)

Companies House

2016

2 November 2016

  • Andrew Laurence King gained significant control

Companies House

31 October 2016

  • Board replaced: its only director left and a new director took over

Companies House

2013

18 April 2013

  • Board replaced: all 3 directors left and a new director took over

Companies House

1991

7 May 1991

  • Incorporated at Companies House

Companies House

In the full report: all 51 events

  • All 51 events in its history (7 shown here)
  • Every director appointment and resignation: 43
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Firms like NFRC Commercial

Other firms of the same type (insurance broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on NFRC Commercial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 13 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 51 events in its history

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Frequently asked questions about this firm

Is NFRC Commercial Limited FCA authorised?
NFRC Commercial Limited (FRN 1029125) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for NFRC Commercial?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. NFRC Commercial Limited (FRN 1029125) introduces customers to EC Insurance Services Limited (FRN 312803). Any regulated advice or arranging is done by the principal, not NFRC Commercial. Example: if NFRC Commercial refers you to a financial adviser, the advice should come from the principal firm, not from NFRC Commercial itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is NFRC Commercial’s phone number and website?
The FCA register lists the phone number 020 7638 7663 and the website nfrc.co.uk for NFRC Commercial. If you were given different contact details, use these to check with the firm before going any further.
Is NFRC Commercial a scam or clone?
NFRC Commercial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with NFRC Commercial?
Protection works through EC Insurance Services Limited, the principal firm responsible for NFRC Commercial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns NFRC Commercial?
NFRC Commercial is owned by The National Federation Of Roofing Contractors Limited, which holds 75–100% of shares and 75–100% of votes, since 1 February 2019. Before that, it was controlled by Mr Andrew Laurence King.
Who runs NFRC Commercial?
Companies House lists 3 directors of NFRC Commercial: James Cameron Talman, Michael David Alexander Coyle and Richard William Miller.
How long has NFRC Commercial been in business?
The company was formed on 7 May 1991.
Does NFRC Commercial use any other names?
It trades as NFRC.

Sources and links

The full report on NFRC Commercial Limited

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