Nicholas Breaks

Reference number: 813028

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Introducer appointed representative

Nicholas Breaks can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Meridian Finance Partners Ltd Reference number: 661646 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Nicholas Breaks (FRN 813028) introduces customers to Meridian Finance Partners Ltd (FRN 661646). Any regulated advice or arranging is done by the principal, not Nicholas Breaks.
  • Example: if Nicholas Breaks refers you to a financial adviser, the advice should come from the principal firm, not from Nicholas Breaks itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When bhpautoshertfordshire.co.uk first appeared online, and whether it can receive email
  • What kind of line 07957 434904 is
  • Who else gives the postcode EN7 6PS
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • BHP Autos Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Meridian Finance Partners Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Nicholas Breaks’s history from the FCA register and Companies House, newest first.

2018

5 July 2018

  • Became an introducer appointed representative
  • Began trading as "BHP Autos"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Nicholas Breaks

Other firms of the same type (credit broker), nearest first.

In Waltham Cross

ABN Finance & Leasing LimitedWaltham CrossAuthorisedPaul Nigel Field, Jackie Field & Joseph FieldWaltham CrossAuthorised

In the Enfield (EN) postcode area

C J Consultants (Essex) LimitedBarnetAppointed representativeClaren Finance LtdLondonAppointed representativeFinance Nexus LimitedHoddesdonAppointed representativeLoanbridge LtdEnfieldAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Nicholas Breaks

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is Nicholas Breaks FCA authorised?
Nicholas Breaks (FRN 813028) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Nicholas Breaks?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Nicholas Breaks (FRN 813028) introduces customers to Meridian Finance Partners Ltd (FRN 661646). Any regulated advice or arranging is done by the principal, not Nicholas Breaks. Example: if Nicholas Breaks refers you to a financial adviser, the advice should come from the principal firm, not from Nicholas Breaks itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Nicholas Breaks’ phone number and website?
The FCA register lists the phone number 07957 434904 and the website bhpautoshertfordshire.co.uk for Nicholas Breaks. If you were given different contact details, use these to check with the firm before going any further.
Is Nicholas Breaks a scam or clone?
Nicholas Breaks is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Nicholas Breaks?
Protection works through Meridian Finance Partners Ltd, the principal firm responsible for Nicholas Breaks's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Nicholas Breaks use any other names?
It trades as BHP Autos.

Sources and links

The full report on Nicholas Breaks

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