Nicholas Roberts

Reference number: 426231

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Appointed representative

Nicholas Roberts does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Nicholas Roberts (FRN 426231) is an AR of The Right Mortgage Limited (FRN 649443). When you use Nicholas Roberts's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Nicholas Roberts, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01642 295900

  • Address

    37 Shandon Park, Marton, Middlesbrough, TS8 9XS, United Kingdom

In the full report: 2 background checks

  • What kind of line 01642 295900 is
  • Who else gives the postcode TS8 9XS
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Independent Life Direct Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Nicholas Roberts’s history from the FCA register and Companies House, newest first.

2022

4 March 2022

  • Changed its registered name from "Independent Life Direct"
  • Began trading as "Independent Life Direct"

FCA register

2005

10 February 2005

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Nicholas Roberts

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Cleveland (TS) postcode area

Active Business Protection LimitedGuisboroughAppointed representativeAngela OwensStockton-On-TeesAppointed representativeArdent Mortgage SolutionsStockton-on-TeesAppointed representativeAsif ZamanMiddlesbroughAppointed representativeAstute Commercial Brokers LimitedMiddlesbroughAppointed representativeCallander Mortgage Solutions LtdStockton-on-TeesAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Nicholas Roberts

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 3 events in its history

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Frequently asked questions about this firm

Is Nicholas Roberts FCA authorised?
Nicholas Roberts (FRN 426231) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Nicholas Roberts?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Nicholas Roberts (FRN 426231) is an AR of The Right Mortgage Limited (FRN 649443). When you use Nicholas Roberts's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Nicholas Roberts, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Nicholas Roberts’ phone number?
The FCA register lists the phone number 01642 295900 for Nicholas Roberts. If you were given different contact details, use these to check with the firm before going any further.
Is Nicholas Roberts a scam or clone?
Nicholas Roberts is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Nicholas Roberts?
Protection works through The Right Mortgage Limited, the principal firm responsible for Nicholas Roberts's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Nicholas Roberts use any other names?
It trades as Independent Life Direct.

Sources and links

The full report on Nicholas Roberts

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