Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 15 years
- Protected through the principal
- No FCA actions
- Active company since 2011
- Accounts filed up to 31 May 2025
Responsible principal firm
Best Practice IFA Group Limited Reference number: 223112 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Nine Edge Wealth (Scotland) Limited (FRN 555157) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use Nine Edge Wealth (Scotland)'s services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Nine Edge Wealth (Scotland), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Unit 2, Old Well Court, Wester Inch Business Park, Bathgate, West Lothian, EH48 2TQ, United Kingdom
In the full report: 2 background checks
- What kind of line 0131 600 0166 is
- Who else gives the postcode EH48 2TQ
Other names (5)
If you were contacted under any of these names, it is this firm.
- Nine Edge Wealth Trading name: A name it trades under now.
- Medical & Professional CFP Ltd Former name: A name it was registered under before.
- M.&P. F.M. Ltd Former name: A name it was registered under before.
- Polaris Investments Former trading name: A name it used to trade under.
- Wealth Professional Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Best Practice IFA Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC400522 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 27 May 2011 (15 years old)
- Registered office
- 2 Old Well Court, Wester Inch Business Park, Bathgate, West Lothian, EH48 2TQ, Scotland
- Nature of business
-
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Douglas Mitchell | Director | Apr 1977 | 27 May 2011 | None |
| Derek George Miles | Director | Sep 1967 | 8 Apr 2026 | 4 other companies |
| Douglas Mitchell | Secretary | Not published | 27 May 2011 | – |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 4
- still active
- 4
- is FCA-registered
- 1
In the full report: all 4 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£324k
+16% from £279k
Cash at bank
£87.4k
+569% from £13.1k
Employees (average)
13
+18% from 11
Owed within a year
£131k
+173% from £48.1k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company SC400522. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Nine Edge Wealth (Scotland)’s history from the FCA register and Companies House, newest first.
2026
15 July 2026
- Changed its registered name from "Medical & Professional CFP Ltd"
FCA register
8 April 2026
- Douglas Mitchell stopped being a part-owner
- Kirsty Mitchell stopped being a part-owner
- Nine Edge Wealth Limited took control (75–100% of shares)
Companies House
31 March 2026
- Kirsty Mitchell became a part-owner (25–50% of shares)
Companies House
2016
6 April 2016
- Douglas Mitchell became a part-owner (25–50% of shares)
Companies House
2013
17 June 2013
- Changed its registered name from "M.&P. F.M. Ltd"
FCA register
2011
5 July 2011
- Became an appointed representative
FCA register
27 May 2011
- Incorporated at Companies House
Companies House
In the full report: all 22 events
- All 22 events in its history (9 shown here)
- Every director appointment and resignation: 6
Firms connected to Nine Edge Wealth (Scotland)
Other FCA-listed firms that share a director, phone number or address with Nine Edge Wealth (Scotland). A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 1
- share its postcode
- 1
In the full report: all 2 connected firms, named
- How each is linked: shared directors (1), the same postcode (1)
- Who links each one: the named directors, with dates
Firms like Nine Edge Wealth (Scotland)
Other firms of the same type (insurance broker), nearest first.
In Bathgate
In the Edinburgh (EH) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Nine Edge Wealth (Scotland)
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 4 other companies its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 22 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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Does Nine Edge Wealth (Scotland) use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk