North & Western Lancashire Chamber of Commerce Ltd
Reference number: 428834
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Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 21 years
- Protected through the principal
- No FCA actions
- Active company since 1916
- Accounts filed up to 31 December 2025
Responsible principal firm
WESTFIELD CONTRIBUTORY HEALTH SCHEME LIMITED Reference number: 202609 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- North & Western Lancashire Chamber of Commerce Ltd (FRN 428834) introduces customers to WESTFIELD CONTRIBUTORY HEALTH SCHEME LIMITED (FRN 202609). Any regulated advice or arranging is done by the principal, not North & Western Lancashire Chamber of Commerce.
- Example: if North & Western Lancashire Chamber of Commerce refers you to a financial adviser, the advice should come from the principal firm, not from North & Western Lancashire Chamber of Commerce itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
9/10 Eastway Business Village, Olivers Place, Fulwood, Preston, PR2 9WT, United Kingdom
In the full report: 3 background checks
- When lancschamber.co.uk first appeared online, and whether it can receive email
- What kind of line 01772 653000 is
- Who else gives the postcode PR2 9WT
Other names (1)
If you were contacted under any of these names, it is this firm.
- NWL Chamber of Commerce Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Westfield Contributory Health Scheme Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- NORTH & WESTERN LANCASHIRE CHAMBER OF COMMERCE
- Company number
- 00145454 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private company limited by guarantee
- Incorporated
- 4 December 1916 (109 years old)
- Registered office
- 9-11 Eastway Business Village, Olivers Place, Fulwood, Preston, Lancashire, PR2 9WT, England
- Nature of business
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- Activities of other membership organisations not elsewhere classified (SIC 94990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Peter James Whalley | Director | Apr 1947 | 26 May 1995 | 4 other companies |
| Mukesh Mayor | Director | Sep 1954 | 12 May 1998 | 9 other companies |
| John Archibald Boydell | Director | Jun 1955 | 14 Feb 2001 | 5 other companies |
| Norman George Tenray | Director | May 1967 | 1 Sep 2010 | 12 other companies |
| Malcolm Arthur Clarke | Director | Dec 1945 | 6 Oct 2010 | 9 other companies |
| Dawn Elizabeth Cheetham | Director | Dec 1963 | 8 Sep 2011 | 2 other companies |
| Carole Barbara Murphy | Director | Dec 1956 | 8 Dec 2016 | 1 other company |
| Denys Smith Hart | Director | Jul 1963 | 8 Dec 2016 | 3 other companies |
| Jane Cole | Director | Mar 1961 | 25 Jul 2017 | 6 other companies |
| Peter David Evans | Director | Jul 1955 | 22 Nov 2019 | 1 other company |
| Thomas Anthony Smith | Director | Aug 1983 | 20 Jan 2026 | 2 other companies |
| Mary Louise Speakman | Director | Feb 1990 | 20 Jan 2026 | 3 other companies |
| David Alan Armstrong | Director | Apr 1963 | 20 Jan 2026 | None |
| Alan Welsh | Secretary | Not published | 25 Jul 2017 | – |
Other companies run by these 13 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 57
- closed down
- 16
- went insolvent
- 1
In the full report: all 57 companies, named
- What each company does, and whether it is still trading
- Which of these 13 directors sit on each board, and since when
- The one that went into liquidation or administration
- All 67 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£1.79m
+3.6% from £1.73m
Cash at bank
£1.39m
+4.1% from £1.34m
Owed within a year
£672k
−8.1% from £731k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 00145454. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
This firm’s history from the FCA register and Companies House, newest first.
2005
1 March 2005
- Became an introducer appointed representative
FCA register
1916
4 December 1916
- Incorporated at Companies House
Companies House
In the full report: all 106 events
- All 106 events in its history (2 shown here)
- Every director appointment and resignation: 103
Connected firms
Other FCA-listed firms that share a director, phone number or address with this firm. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: the same postcode (2)
- Who links each one: the named directors, with dates
Similar firms
Other firms of the same type (insurance broker), nearest first.
In the Preston (PR) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on this firm
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 57 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 106 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
Is North & Western Lancashire Chamber of Commerce Ltd FCA authorised?
What does introducer appointed representative mean for North & Western Lancashire Chamber of Commerce?
What is North & Western Lancashire Chamber of Commerce’s phone number and website?
Is North & Western Lancashire Chamber of Commerce a scam or clone?
Is my money safe with North & Western Lancashire Chamber of Commerce?
Who runs North & Western Lancashire Chamber of Commerce?
How long has North & Western Lancashire Chamber of Commerce been in business?
What do North & Western Lancashire Chamber of Commerce’s latest accounts show?
Does North & Western Lancashire Chamber of Commerce use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk