Nova Financial Services Limited

Reference number: 946140

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Nova Financial Services Limited (FRN 946140) is an AR of Audeo FS Limited (FRN 809508). When you use Nova Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Nova Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When novafs.co.uk first appeared online, and whether it can receive email
  • What kind of line 07532 392383 is
  • Who else gives the postcode NR13 6JP
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • nova asset finance Trading name: A name it trades under now.
  • Nova Vehicle finance Trading name: A name it trades under now.
  • Nova Finacial Services Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Audeo FS Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
NOVA FINANCIAL SERVICES LTD
Company status
Active
Company type
Private limited company
Incorporated
14 January 2019 (7 years old)
Registered office
62 The Warren, Old Catton, Norwich, NR6 7NN, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Jake David Harris Director Nov 1992 14 Jan 2019 None
Alice Barney Director Oct 1996 27 Jul 2021 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 January 2026Micro-entity accountsNot audited

Net assets

£22.3k

Up £33.5k from −£11.2k

Employees (average)

1

Same as 1

Owed within a year

£15.4k

+39% from £11.1k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11766422. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Nova Financial Services’s history from the FCA register and Companies House, newest first.

2021

6 April 2021

  • Changed its registered name from "Nova Finacial Services Limited"

FCA register

2 March 2021

  • Became an appointed representative

FCA register

2019

14 January 2019

  • Incorporated at Companies House
  • Jake David Harris took control (75–100% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms like Nova Financial Services

Other firms of the same type (credit broker), nearest first.

In Norwich

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Nova Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Nova Financial Services Limited FCA authorised?
Nova Financial Services Limited (FRN 946140) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Nova Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Nova Financial Services Limited (FRN 946140) is an AR of Audeo FS Limited (FRN 809508). When you use Nova Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Nova Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Nova Financial Services’ phone number and website?
The FCA register lists the phone number 07532 392383 and the website novafs.co.uk for Nova Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Nova Financial Services a scam or clone?
Nova Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Nova Financial Services?
Protection works through Audeo FS Limited, the principal firm responsible for Nova Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Nova Financial Services?
Companies House lists one person with significant control of Nova Financial Services: Mr Jake David Harris (75–100% of shares).
Who runs Nova Financial Services?
Companies House lists 2 directors of Nova Financial Services: Jake David Harris and Alice Barney.
How long has Nova Financial Services been in business?
The company was formed on 14 January 2019.
What do Nova Financial Services’ latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £22.3k (up £33.5k from −£11.2k).
Does Nova Financial Services use any other names?
It trades as nova asset finance and Nova Vehicle finance. It has previously used the name Nova Finacial Services Limited.

Sources and links

The full report on Nova Financial Services Limited

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